North Carolina · HUD FY2026 Fair Market Rents · Updated

Rent in Jacksonville, NC

HUD puts rent for a two-bedroom in Jacksonville, NC at $1,173 a month for 2026, and a one-bedroom at $935. Keeping the two-bedroom under 30% of income takes $22.56 an hour full time, or $46,920 a year. The typical household there would spend 24.4% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,319 (up 12.4%).

Rent in Jacksonville, NC at a glance

2-bedroom rent (HUD)

$1,173$14,076 a year · HUD fiscal year 2026From October 1, 2026: $1,319 (+12.4%)
Studio$929$18/hr needed
1 bedroom$935$18/hr needed
Wage a 2-bedroom takes$22.56an hour, 40 hours a week
3 bedrooms$1,631$31/hr needed

How much rent can you afford in Jacksonville, NC?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,173Monthly market rent
Share of gross income24.4%Recommended max: 30%
Annual income needed$46,920To meet the 30% standard
Max affordable rent$1,442At 30% of $57,697
0%30% (Affordability standard)100%
Compare against:

Rent in Jacksonville, NC by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Jacksonville, NC, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$929$11,148$37,160$17.87/hr
1 bedroom$935$11,220$37,400$17.98/hr
2 bedroomsMost searched$1,173$14,076$46,920$22.56/hr
3 bedrooms$1,631$19,572$65,240$31.37/hr
4 bedrooms$1,968$23,616$78,720$37.85/hr

Cost of living in Jacksonville, NC: income, prices and a budget →

Rent in Jacksonville, NC: common questions

How much is rent going up in Jacksonville, NC in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,319 for a two-bedroom, up 12.4% from $1,173. A one-bedroom goes from $935 to $1,073, a studio from $929 to $1,067.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Jacksonville, NC?

HUD's Fair Market Rent for 2026 is $935 for a one-bedroom and $1,173 for a two-bedroom, utilities included. That is $14,076 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Jacksonville, NC?

To keep a $1,173 two-bedroom at 30% of gross pay, one full-time worker needs $22.56 an hour, or $46,920 a year. A one-bedroom at $935 takes $17.98 an hour.

How much is a 1, 2 or 3-bedroom apartment in Jacksonville, NC?

At HUD's 2026 Fair Market Rent: studio $929, one bedroom $935, two $1,173, three $1,631 and four $1,968 a month.

Is rent affordable in Jacksonville, NC?

For the typical household, earning $57,697 a year ($4,808 a month, Census ACS), a two-bedroom at $1,173 takes 24.4% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,173 × 12) ÷ 0.30 = $46,920. Divided by 2,080 working hours, that is $22.56 an hour.