Indiana · HUD FY2026 Fair Market Rents · Updated

Rent in Jefferson County, IN

HUD puts rent for a two-bedroom in Jefferson County, IN at $971 a month for 2026, and a one-bedroom at $818. Keeping the two-bedroom under 30% of income takes $18.67 an hour full time, or $38,840 a year. The typical household there would spend 18% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,041 (up 7.2%).

Rent in Jefferson County, IN at a glance

2-bedroom rent (HUD)

$971$11,652 a year · HUD fiscal year 2026From October 1, 2026: $1,041 (+7.2%)
Studio$669$13/hr needed
1 bedroom$818$16/hr needed
Wage a 2-bedroom takes$18.67an hour, 40 hours a week
3 bedrooms$1,201$23/hr needed

How much rent can you afford in Jefferson County, IN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$971Monthly market rent
Share of gross income18%Recommended max: 30%
Annual income needed$38,840To meet the 30% standard
Max affordable rent$1,614At 30% of $64,577
0%30% (Affordability standard)100%
Compare against:

Rent in Jefferson County, IN by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Jefferson County, IN, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$669$8,028$26,760$12.87/hr
1 bedroom$818$9,816$32,720$15.73/hr
2 bedroomsMost searched$971$11,652$38,840$18.67/hr
3 bedrooms$1,201$14,412$48,040$23.10/hr
4 bedrooms$1,524$18,288$60,960$29.31/hr

Cost of living in Jefferson County, IN: income, prices and a budget →

Rent in Jefferson County, IN: common questions

How much is rent going up in Jefferson County, IN in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,041 for a two-bedroom, up 7.2% from $971. A one-bedroom goes from $818 to $862, a studio from $669 to $752.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Jefferson County, IN?

HUD's Fair Market Rent for 2026 is $818 for a one-bedroom and $971 for a two-bedroom, utilities included. That is $11,652 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Jefferson County, IN?

To keep a $971 two-bedroom at 30% of gross pay, one full-time worker needs $18.67 an hour, or $38,840 a year. A one-bedroom at $818 takes $15.73 an hour.

How much is a 1, 2 or 3-bedroom apartment in Jefferson County, IN?

At HUD's 2026 Fair Market Rent: studio $669, one bedroom $818, two $971, three $1,201 and four $1,524 a month.

Is rent affordable in Jefferson County, IN?

For the typical household, earning $64,577 a year ($5,381 a month, Census ACS), a two-bedroom at $971 takes 18% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($971 × 12) ÷ 0.30 = $38,840. Divided by 2,080 working hours, that is $18.67 an hour.