Florida · HUD FY2026 Fair Market Rents · Updated

Rent in Largo, FL

HUD puts rent for a two-bedroom in Largo, FL at $1,977 a month for 2026, and a one-bedroom at $1,696. Keeping the two-bedroom under 30% of income takes $38.02 an hour full time, or $79,080 a year. The typical household there would spend 38.2% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,917 (down 3%).

Rent in Largo, FL at a glance

2-bedroom rent (HUD)

$1,977$23,724 a year · HUD fiscal year 2026From October 1, 2026: $1,917 (−3%)
Studio$1,593$31/hr needed
1 bedroom$1,696$33/hr needed
Wage a 2-bedroom takes$38.02an hour, 40 hours a week
3 bedrooms$2,527$49/hr needed

How much rent can you afford in Largo, FL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,977Monthly market rent
Share of gross income38.2%Recommended max: 30%
Annual income needed$79,080To meet the 30% standard
Max affordable rent$1,552At 30% of $62,096
0%30% (Affordability standard)100%
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Rent in Largo, FL by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Largo, FL, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$1,593$19,116$63,720$30.63/hr
1 bedroom$1,696$20,352$67,840$32.62/hr
2 bedroomsMost searched$1,977$23,724$79,080$38.02/hr
3 bedrooms$2,527$30,324$101,080$48.60/hr
4 bedrooms$3,077$36,924$123,080$59.17/hr

Cost of living in Largo, FL: income, prices and a budget →

Rent in Largo, FL: common questions

How much is rent going down in Largo, FL in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,917 for a two-bedroom, down 3% from $1,977. A one-bedroom goes from $1,696 to $1,648, a studio from $1,593 to $1,597.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Largo, FL?

HUD's Fair Market Rent for 2026 is $1,696 for a one-bedroom and $1,977 for a two-bedroom, utilities included. That is $23,724 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Largo, FL?

To keep a $1,977 two-bedroom at 30% of gross pay, one full-time worker needs $38.02 an hour, or $79,080 a year. A one-bedroom at $1,696 takes $32.62 an hour.

How much is a 1, 2 or 3-bedroom apartment in Largo, FL?

At HUD's 2026 Fair Market Rent: studio $1,593, one bedroom $1,696, two $1,977, three $2,527 and four $3,077 a month.

Is rent affordable in Largo, FL?

For the typical household, earning $62,096 a year ($5,175 a month, Census ACS), a two-bedroom at $1,977 takes 38.2% of income. Under 30% is the usual line for affordable; this is over it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,977 × 12) ÷ 0.30 = $79,080. Divided by 2,080 working hours, that is $38.02 an hour.