Iowa · HUD FY2026 Fair Market Rents · Updated

Rent in Lucas County, IA

HUD puts rent for a two-bedroom in Lucas County, IA at $975 a month for 2026, and a one-bedroom at $743. Keeping the two-bedroom under 30% of income takes $18.75 an hour full time, or $39,000 a year. The typical household there would spend 18.9% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $951 (down 2.5%).

Rent in Lucas County, IA at a glance

2-bedroom rent (HUD)

$975$11,700 a year · HUD fiscal year 2026From October 1, 2026: $951 (−2.5%)
Studio$724$14/hr needed
1 bedroom$743$14/hr needed
Wage a 2-bedroom takes$18.75an hour, 40 hours a week
3 bedrooms$1,250$24/hr needed

How much rent can you afford in Lucas County, IA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$975Monthly market rent
Share of gross income18.9%Recommended max: 30%
Annual income needed$39,000To meet the 30% standard
Max affordable rent$1,545At 30% of $61,793
0%30% (Affordability standard)100%
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Rent in Lucas County, IA by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Lucas County, IA, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$724$8,688$28,960$13.92/hr
1 bedroom$743$8,916$29,720$14.29/hr
2 bedroomsMost searched$975$11,700$39,000$18.75/hr
3 bedrooms$1,250$15,000$50,000$24.04/hr
4 bedrooms$1,302$15,624$52,080$25.04/hr

Cost of living in Lucas County, IA: income, prices and a budget →

Rent in Lucas County, IA: common questions

How much is rent going down in Lucas County, IA in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $951 for a two-bedroom, down 2.5% from $975. A one-bedroom goes from $743 to $727, a studio from $724 to $706.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Lucas County, IA?

HUD's Fair Market Rent for 2026 is $743 for a one-bedroom and $975 for a two-bedroom, utilities included. That is $11,700 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Lucas County, IA?

To keep a $975 two-bedroom at 30% of gross pay, one full-time worker needs $18.75 an hour, or $39,000 a year. A one-bedroom at $743 takes $14.29 an hour.

How much is a 1, 2 or 3-bedroom apartment in Lucas County, IA?

At HUD's 2026 Fair Market Rent: studio $724, one bedroom $743, two $975, three $1,250 and four $1,302 a month.

Is rent affordable in Lucas County, IA?

For the typical household, earning $61,793 a year ($5,149 a month, Census ACS), a two-bedroom at $975 takes 18.9% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($975 × 12) ÷ 0.30 = $39,000. Divided by 2,080 working hours, that is $18.75 an hour.