Rent in McCracken County, KY at a glance
2-bedroom rent (HUD)
$1,058$12,696 a year · HUD fiscal year 2026From October 1, 2026: $1,131 (+6.9%)How much rent can you afford in McCracken County, KY?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in McCracken County, KY by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $729 | $8,748 | $29,160 | $14.02/hr |
| 1 bedroom | $851 | $10,212 | $34,040 | $16.37/hr |
| 2 bedroomsMost searched | $1,058 | $12,696 | $42,320 | $20.35/hr |
| 3 bedrooms | $1,269 | $15,228 | $50,760 | $24.40/hr |
| 4 bedrooms | $1,775 | $21,300 | $71,000 | $34.13/hr |
Cost of living in McCracken County, KY: income, prices and a budget →
Living and working in McCracken County, KY
Rent in McCracken County, KY: common questions
How much is rent going up in McCracken County, KY in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,131 for a two-bedroom, up 6.9% from $1,058. A one-bedroom goes from $851 to $924, a studio from $729 to $788.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in McCracken County, KY?
HUD's Fair Market Rent for 2026 is $851 for a one-bedroom and $1,058 for a two-bedroom, utilities included. That is $12,696 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in McCracken County, KY?
To keep a $1,058 two-bedroom at 30% of gross pay, one full-time worker needs $20.35 an hour, or $42,320 a year. A one-bedroom at $851 takes $16.37 an hour.
How much is a 1, 2 or 3-bedroom apartment in McCracken County, KY?
At HUD's 2026 Fair Market Rent: studio $729, one bedroom $851, two $1,058, three $1,269 and four $1,775 a month.
Is rent affordable in McCracken County, KY?
For the typical household, earning $64,373 a year ($5,364 a month, Census ACS), a two-bedroom at $1,058 takes 19.7% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,058 × 12) ÷ 0.30 = $42,320. Divided by 2,080 working hours, that is $20.35 an hour.