Illinois · HUD FY2026 Fair Market Rents · Updated

Rent in McDonough County, IL

HUD puts rent for a two-bedroom in McDonough County, IL at $951 a month for 2026, and a one-bedroom at $728. Keeping the two-bedroom under 30% of income takes $18.29 an hour full time, or $38,040 a year. The typical household there would spend 21.6% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $930 (down 2.2%).

Rent in McDonough County, IL at a glance

2-bedroom rent (HUD)

$951$11,412 a year · HUD fiscal year 2026From October 1, 2026: $930 (−2.2%)
Studio$656$13/hr needed
1 bedroom$728$14/hr needed
Wage a 2-bedroom takes$18.29an hour, 40 hours a week
3 bedrooms$1,231$24/hr needed

How much rent can you afford in McDonough County, IL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$951Monthly market rent
Share of gross income21.6%Recommended max: 30%
Annual income needed$38,040To meet the 30% standard
Max affordable rent$1,320At 30% of $52,795
0%30% (Affordability standard)100%
Compare against:

Rent in McDonough County, IL by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in McDonough County, IL, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$656$7,872$26,240$12.62/hr
1 bedroom$728$8,736$29,120$14.00/hr
2 bedroomsMost searched$951$11,412$38,040$18.29/hr
3 bedrooms$1,231$14,772$49,240$23.67/hr
4 bedrooms$1,512$18,144$60,480$29.08/hr

Cost of living in McDonough County, IL: income, prices and a budget →

Rent in McDonough County, IL: common questions

How much is rent going down in McDonough County, IL in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $930 for a two-bedroom, down 2.2% from $951. A one-bedroom goes from $728 to $714, a studio from $656 to $648.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in McDonough County, IL?

HUD's Fair Market Rent for 2026 is $728 for a one-bedroom and $951 for a two-bedroom, utilities included. That is $11,412 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in McDonough County, IL?

To keep a $951 two-bedroom at 30% of gross pay, one full-time worker needs $18.29 an hour, or $38,040 a year. A one-bedroom at $728 takes $14.00 an hour.

How much is a 1, 2 or 3-bedroom apartment in McDonough County, IL?

At HUD's 2026 Fair Market Rent: studio $656, one bedroom $728, two $951, three $1,231 and four $1,512 a month.

Is rent affordable in McDonough County, IL?

For the typical household, earning $52,795 a year ($4,400 a month, Census ACS), a two-bedroom at $951 takes 21.6% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($951 × 12) ÷ 0.30 = $38,040. Divided by 2,080 working hours, that is $18.29 an hour.