Illinois · HUD FY2026 Fair Market Rents · Updated

Rent in McHenry County, IL

HUD puts rent for a two-bedroom in McHenry County, IL at $1,781 a month for 2026, and a one-bedroom at $1,581. Keeping the two-bedroom under 30% of income takes $34.25 an hour full time, or $71,240 a year. The typical household there would spend 20.4% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $2,011 (up 12.9%).

Rent in McHenry County, IL at a glance

2-bedroom rent (HUD)

$1,781$21,372 a year · HUD fiscal year 2026From October 1, 2026: $2,011 (+12.9%)
Studio$1,480$28/hr needed
1 bedroom$1,581$30/hr needed
Wage a 2-bedroom takes$34.25an hour, 40 hours a week
3 bedrooms$2,294$44/hr needed

How much rent can you afford in McHenry County, IL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,781Monthly market rent
Share of gross income20.4%Recommended max: 30%
Annual income needed$71,240To meet the 30% standard
Max affordable rent$2,620At 30% of $104,802
0%30% (Affordability standard)100%
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Rent in McHenry County, IL by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in McHenry County, IL, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$1,480$17,760$59,200$28.46/hr
1 bedroom$1,581$18,972$63,240$30.40/hr
2 bedroomsMost searched$1,781$21,372$71,240$34.25/hr
3 bedrooms$2,294$27,528$91,760$44.12/hr
4 bedrooms$2,653$31,836$106,120$51.02/hr

Cost of living in McHenry County, IL: income, prices and a budget →

Rent in McHenry County, IL: common questions

How much is rent going up in McHenry County, IL in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $2,011 for a two-bedroom, up 12.9% from $1,781. A one-bedroom goes from $1,581 to $1,780, a studio from $1,480 to $1,678.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in McHenry County, IL?

HUD's Fair Market Rent for 2026 is $1,581 for a one-bedroom and $1,781 for a two-bedroom, utilities included. That is $21,372 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in McHenry County, IL?

To keep a $1,781 two-bedroom at 30% of gross pay, one full-time worker needs $34.25 an hour, or $71,240 a year. A one-bedroom at $1,581 takes $30.40 an hour.

How much is a 1, 2 or 3-bedroom apartment in McHenry County, IL?

At HUD's 2026 Fair Market Rent: studio $1,480, one bedroom $1,581, two $1,781, three $2,294 and four $2,653 a month.

Is rent affordable in McHenry County, IL?

For the typical household, earning $104,802 a year ($8,734 a month, Census ACS), a two-bedroom at $1,781 takes 20.4% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,781 × 12) ÷ 0.30 = $71,240. Divided by 2,080 working hours, that is $34.25 an hour.