Rent in McLean County, KY at a glance
2-bedroom rent (HUD)
$1,110$13,320 a year · HUD fiscal year 2026From October 1, 2026: $1,138 (+2.5%)How much rent can you afford in McLean County, KY?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in McLean County, KY by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $840 | $10,080 | $33,600 | $16.15/hr |
| 1 bedroom | $846 | $10,152 | $33,840 | $16.27/hr |
| 2 bedroomsMost searched | $1,110 | $13,320 | $44,400 | $21.35/hr |
| 3 bedrooms | $1,466 | $17,592 | $58,640 | $28.19/hr |
| 4 bedrooms | $1,470 | $17,640 | $58,800 | $28.27/hr |
Cost of living in McLean County, KY: income, prices and a budget →
Living and working in McLean County, KY
Rent in McLean County, KY: common questions
How much is rent going up in McLean County, KY in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,138 for a two-bedroom, up 2.5% from $1,110. A one-bedroom goes from $846 to $870, a studio from $840 to $864.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in McLean County, KY?
HUD's Fair Market Rent for 2026 is $846 for a one-bedroom and $1,110 for a two-bedroom, utilities included. That is $13,320 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in McLean County, KY?
To keep a $1,110 two-bedroom at 30% of gross pay, one full-time worker needs $21.35 an hour, or $44,400 a year. A one-bedroom at $846 takes $16.27 an hour.
How much is a 1, 2 or 3-bedroom apartment in McLean County, KY?
At HUD's 2026 Fair Market Rent: studio $840, one bedroom $846, two $1,110, three $1,466 and four $1,470 a month.
Is rent affordable in McLean County, KY?
For the typical household, earning $65,596 a year ($5,466 a month, Census ACS), a two-bedroom at $1,110 takes 20.3% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,110 × 12) ÷ 0.30 = $44,400. Divided by 2,080 working hours, that is $21.35 an hour.
