California · HUD FY2026 Fair Market Rents · Updated

Rent in Merced County, CA

HUD puts rent for a two-bedroom in Merced County, CA at $1,503 a month for 2026, and a one-bedroom at $1,213. Keeping the two-bedroom under 30% of income takes $28.90 an hour full time, or $60,120 a year. The typical household there would spend 27.5% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,517 (up 0.9%).

Rent in Merced County, CA at a glance

2-bedroom rent (HUD)

$1,503$18,036 a year · HUD fiscal year 2026From October 1, 2026: $1,517 (+0.9%)
Studio$1,116$21/hr needed
1 bedroom$1,213$23/hr needed
Wage a 2-bedroom takes$28.90an hour, 40 hours a week
3 bedrooms$2,067$40/hr needed

How much rent can you afford in Merced County, CA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,503Monthly market rent
Share of gross income27.5%Recommended max: 30%
Annual income needed$60,120To meet the 30% standard
Max affordable rent$1,638At 30% of $65,510
0%30% (Affordability standard)100%
Compare against:

Rent in Merced County, CA by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Merced County, CA, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$1,116$13,392$44,640$21.46/hr
1 bedroom$1,213$14,556$48,520$23.33/hr
2 bedroomsMost searched$1,503$18,036$60,120$28.90/hr
3 bedrooms$2,067$24,804$82,680$39.75/hr
4 bedrooms$2,503$30,036$100,120$48.13/hr

Cost of living in Merced County, CA: income, prices and a budget →

Rent in Merced County, CA: common questions

How much is rent going up in Merced County, CA in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,517 for a two-bedroom, up 0.9% from $1,503. A one-bedroom goes from $1,213 to $1,262, a studio from $1,116 to $1,200.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Merced County, CA?

HUD's Fair Market Rent for 2026 is $1,213 for a one-bedroom and $1,503 for a two-bedroom, utilities included. That is $18,036 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Merced County, CA?

To keep a $1,503 two-bedroom at 30% of gross pay, one full-time worker needs $28.90 an hour, or $60,120 a year. A one-bedroom at $1,213 takes $23.33 an hour.

How much is a 1, 2 or 3-bedroom apartment in Merced County, CA?

At HUD's 2026 Fair Market Rent: studio $1,116, one bedroom $1,213, two $1,503, three $2,067 and four $2,503 a month.

Is rent affordable in Merced County, CA?

For the typical household, earning $65,510 a year ($5,459 a month, Census ACS), a two-bedroom at $1,503 takes 27.5% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,503 × 12) ÷ 0.30 = $60,120. Divided by 2,080 working hours, that is $28.90 an hour.