New Jersey · HUD FY2026 Fair Market Rents · Updated

Rent in Middlesex County, NJ

HUD puts rent for a two-bedroom in Middlesex County, NJ at $2,486 a month for 2026, and a one-bedroom at $1,978. Keeping the two-bedroom under 30% of income takes $47.81 an hour full time, or $99,440 a year. The typical household there would spend 26.7% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $2,623 (up 5.5%).

Rent in Middlesex County, NJ at a glance

2-bedroom rent (HUD)

$2,486$29,832 a year · HUD fiscal year 2026From October 1, 2026: $2,623 (+5.5%)
Studio$1,804$35/hr needed
1 bedroom$1,978$38/hr needed
Wage a 2-bedroom takes$47.81an hour, 40 hours a week
3 bedrooms$2,981$57/hr needed

How much rent can you afford in Middlesex County, NJ?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$2,486Monthly market rent
Share of gross income26.7%Recommended max: 30%
Annual income needed$99,440To meet the 30% standard
Max affordable rent$2,789At 30% of $111,549
0%30% (Affordability standard)100%
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Rent in Middlesex County, NJ by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Middlesex County, NJ, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$1,804$21,648$72,160$34.69/hr
1 bedroom$1,978$23,736$79,120$38.04/hr
2 bedroomsMost searched$2,486$29,832$99,440$47.81/hr
3 bedrooms$2,981$35,772$119,240$57.33/hr
4 bedrooms$3,296$39,552$131,840$63.38/hr

Cost of living in Middlesex County, NJ: income, prices and a budget →

Rent in Middlesex County, NJ: common questions

How much is rent going up in Middlesex County, NJ in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $2,623 for a two-bedroom, up 5.5% from $2,486. A one-bedroom goes from $1,978 to $2,103, a studio from $1,804 to $1,953.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Middlesex County, NJ?

HUD's Fair Market Rent for 2026 is $1,978 for a one-bedroom and $2,486 for a two-bedroom, utilities included. That is $29,832 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Middlesex County, NJ?

To keep a $2,486 two-bedroom at 30% of gross pay, one full-time worker needs $47.81 an hour, or $99,440 a year. A one-bedroom at $1,978 takes $38.04 an hour.

How much is a 1, 2 or 3-bedroom apartment in Middlesex County, NJ?

At HUD's 2026 Fair Market Rent: studio $1,804, one bedroom $1,978, two $2,486, three $2,981 and four $3,296 a month.

Is rent affordable in Middlesex County, NJ?

For the typical household, earning $111,549 a year ($9,296 a month, Census ACS), a two-bedroom at $2,486 takes 26.7% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($2,486 × 12) ÷ 0.30 = $99,440. Divided by 2,080 working hours, that is $47.81 an hour.