California · HUD FY2026 Fair Market Rents · Updated

Rent in Modesto, CA

HUD puts rent for a two-bedroom in Modesto, CA at $1,758 a month for 2026, and a one-bedroom at $1,356. Keeping the two-bedroom under 30% of income takes $33.81 an hour full time, or $70,320 a year. The typical household there would spend 26.4% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,803 (up 2.6%).

Rent in Modesto, CA at a glance

2-bedroom rent (HUD)

$1,758$21,096 a year · HUD fiscal year 2026From October 1, 2026: $1,803 (+2.6%)
Studio$1,255$24/hr needed
1 bedroom$1,356$26/hr needed
Wage a 2-bedroom takes$33.81an hour, 40 hours a week
3 bedrooms$2,442$47/hr needed

How much rent can you afford in Modesto, CA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,758Monthly market rent
Share of gross income26.4%Recommended max: 30%
Annual income needed$70,320To meet the 30% standard
Max affordable rent$1,997At 30% of $79,891
0%30% (Affordability standard)100%
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Rent in Modesto, CA by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Modesto, CA, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$1,255$15,060$50,200$24.13/hr
1 bedroom$1,356$16,272$54,240$26.08/hr
2 bedroomsMost searched$1,758$21,096$70,320$33.81/hr
3 bedrooms$2,442$29,304$97,680$46.96/hr
4 bedrooms$2,823$33,876$112,920$54.29/hr

Cost of living in Modesto, CA: income, prices and a budget →

Rent in Modesto, CA: common questions

How much is rent going up in Modesto, CA in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,803 for a two-bedroom, up 2.6% from $1,758. A one-bedroom goes from $1,356 to $1,378, a studio from $1,255 to $1,276.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Modesto, CA?

HUD's Fair Market Rent for 2026 is $1,356 for a one-bedroom and $1,758 for a two-bedroom, utilities included. That is $21,096 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Modesto, CA?

To keep a $1,758 two-bedroom at 30% of gross pay, one full-time worker needs $33.81 an hour, or $70,320 a year. A one-bedroom at $1,356 takes $26.08 an hour.

How much is a 1, 2 or 3-bedroom apartment in Modesto, CA?

At HUD's 2026 Fair Market Rent: studio $1,255, one bedroom $1,356, two $1,758, three $2,442 and four $2,823 a month.

Is rent affordable in Modesto, CA?

For the typical household, earning $79,891 a year ($6,658 a month, Census ACS), a two-bedroom at $1,758 takes 26.4% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,758 × 12) ÷ 0.30 = $70,320. Divided by 2,080 working hours, that is $33.81 an hour.