Rent in Montgomery County, NY at a glance
2-bedroom rent (HUD)
$1,102$13,224 a year · HUD fiscal year 2026From October 1, 2026: $1,111 (+0.8%)How much rent can you afford in Montgomery County, NY?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Montgomery County, NY by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $892 | $10,704 | $35,680 | $17.15/hr |
| 1 bedroom | $899 | $10,788 | $35,960 | $17.29/hr |
| 2 bedroomsMost searched | $1,102 | $13,224 | $44,080 | $21.19/hr |
| 3 bedrooms | $1,381 | $16,572 | $55,240 | $26.56/hr |
| 4 bedrooms | $1,484 | $17,808 | $59,360 | $28.54/hr |
Cost of living in Montgomery County, NY: income, prices and a budget →
Living and working in Montgomery County, NY
Rent in Montgomery County, NY: common questions
How much is rent going up in Montgomery County, NY in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,111 for a two-bedroom, up 0.8% from $1,102. A one-bedroom goes from $899 to $862, a studio from $892 to $814.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Montgomery County, NY?
HUD's Fair Market Rent for 2026 is $899 for a one-bedroom and $1,102 for a two-bedroom, utilities included. That is $13,224 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Montgomery County, NY?
To keep a $1,102 two-bedroom at 30% of gross pay, one full-time worker needs $21.19 an hour, or $44,080 a year. A one-bedroom at $899 takes $17.29 an hour.
How much is a 1, 2 or 3-bedroom apartment in Montgomery County, NY?
At HUD's 2026 Fair Market Rent: studio $892, one bedroom $899, two $1,102, three $1,381 and four $1,484 a month.
Is rent affordable in Montgomery County, NY?
For the typical household, earning $64,943 a year ($5,412 a month, Census ACS), a two-bedroom at $1,102 takes 20.4% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,102 × 12) ÷ 0.30 = $44,080. Divided by 2,080 working hours, that is $21.19 an hour.