Texas · HUD FY2026 Fair Market Rents · Updated

Rent in Montgomery County, TX

HUD puts rent for a two-bedroom in Montgomery County, TX at $1,573 a month for 2026, and a one-bedroom at $1,323. Keeping the two-bedroom under 30% of income takes $30.25 an hour full time, or $62,920 a year. The typical household there would spend 19.3% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,497 (down 4.8%).

Rent in Montgomery County, TX at a glance

2-bedroom rent (HUD)

$1,573$18,876 a year · HUD fiscal year 2026From October 1, 2026: $1,497 (−4.8%)
Studio$1,280$25/hr needed
1 bedroom$1,323$25/hr needed
Wage a 2-bedroom takes$30.25an hour, 40 hours a week
3 bedrooms$2,116$41/hr needed

How much rent can you afford in Montgomery County, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,573Monthly market rent
Share of gross income19.3%Recommended max: 30%
Annual income needed$62,920To meet the 30% standard
Max affordable rent$2,443At 30% of $97,701
0%30% (Affordability standard)100%
Compare against:

Rent in Montgomery County, TX by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Montgomery County, TX, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$1,280$15,360$51,200$24.62/hr
1 bedroom$1,323$15,876$52,920$25.44/hr
2 bedroomsMost searched$1,573$18,876$62,920$30.25/hr
3 bedrooms$2,116$25,392$84,640$40.69/hr
4 bedrooms$2,639$31,668$105,560$50.75/hr

Cost of living in Montgomery County, TX: income, prices and a budget →

Rent in Montgomery County, TX: common questions

How much is rent going down in Montgomery County, TX in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,497 for a two-bedroom, down 4.8% from $1,573. A one-bedroom goes from $1,323 to $1,261, a studio from $1,280 to $1,233.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Montgomery County, TX?

HUD's Fair Market Rent for 2026 is $1,323 for a one-bedroom and $1,573 for a two-bedroom, utilities included. That is $18,876 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Montgomery County, TX?

To keep a $1,573 two-bedroom at 30% of gross pay, one full-time worker needs $30.25 an hour, or $62,920 a year. A one-bedroom at $1,323 takes $25.44 an hour.

How much is a 1, 2 or 3-bedroom apartment in Montgomery County, TX?

At HUD's 2026 Fair Market Rent: studio $1,280, one bedroom $1,323, two $1,573, three $2,116 and four $2,639 a month.

Is rent affordable in Montgomery County, TX?

For the typical household, earning $97,701 a year ($8,142 a month, Census ACS), a two-bedroom at $1,573 takes 19.3% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,573 × 12) ÷ 0.30 = $62,920. Divided by 2,080 working hours, that is $30.25 an hour.