Rent in Morgan County, TN at a glance
2-bedroom rent (HUD)
$988$11,856 a year · HUD fiscal year 2026From October 1, 2026: $995 (+0.7%)How much rent can you afford in Morgan County, TN?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Morgan County, TN by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $748 | $8,976 | $29,920 | $14.38/hr |
| 1 bedroom | $753 | $9,036 | $30,120 | $14.48/hr |
| 2 bedroomsMost searched | $988 | $11,856 | $39,520 | $19.00/hr |
| 3 bedrooms | $1,303 | $15,636 | $52,120 | $25.06/hr |
| 4 bedrooms | $1,308 | $15,696 | $52,320 | $25.15/hr |
Cost of living in Morgan County, TN: income, prices and a budget →
Living and working in Morgan County, TN
Rent in Morgan County, TN: common questions
How much is rent going up in Morgan County, TN in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $995 for a two-bedroom, up 0.7% from $988. A one-bedroom goes from $753 to $761, a studio from $748 to $756.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Morgan County, TN?
HUD's Fair Market Rent for 2026 is $753 for a one-bedroom and $988 for a two-bedroom, utilities included. That is $11,856 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Morgan County, TN?
To keep a $988 two-bedroom at 30% of gross pay, one full-time worker needs $19.00 an hour, or $39,520 a year. A one-bedroom at $753 takes $14.48 an hour.
How much is a 1, 2 or 3-bedroom apartment in Morgan County, TN?
At HUD's 2026 Fair Market Rent: studio $748, one bedroom $753, two $988, three $1,303 and four $1,308 a month.
Is rent affordable in Morgan County, TN?
For the typical household, earning $65,954 a year ($5,496 a month, Census ACS), a two-bedroom at $988 takes 18% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($988 × 12) ÷ 0.30 = $39,520. Divided by 2,080 working hours, that is $19.00 an hour.