California · HUD FY2026 Fair Market Rents · Updated

Rent in Napa, CA

HUD puts rent for a two-bedroom in Napa, CA at $3,315 a month for 2026, and a one-bedroom at $2,526. Keeping the two-bedroom under 30% of income takes $63.75 an hour full time, or $132,600 a year. The typical household there would spend 37.5% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $3,375 (up 1.8%).

Rent in Napa, CA at a glance

2-bedroom rent (HUD)

$3,315$39,780 a year · HUD fiscal year 2026From October 1, 2026: $3,375 (+1.8%)
Studio$2,286$44/hr needed
1 bedroom$2,526$49/hr needed
Wage a 2-bedroom takes$63.75an hour, 40 hours a week
3 bedrooms$4,222$81/hr needed

How much rent can you afford in Napa, CA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$3,315Monthly market rent
Share of gross income37.5%Recommended max: 30%
Annual income needed$132,600To meet the 30% standard
Max affordable rent$2,649At 30% of $105,963
0%30% (Affordability standard)100%
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Rent in Napa, CA by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Napa, CA, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$2,286$27,432$91,440$43.96/hr
1 bedroom$2,526$30,312$101,040$48.58/hr
2 bedroomsMost searched$3,315$39,780$132,600$63.75/hr
3 bedrooms$4,222$50,664$168,880$81.19/hr
4 bedrooms$4,942$59,304$197,680$95.04/hr

Cost of living in Napa, CA: income, prices and a budget →

Rent in Napa, CA: common questions

How much is rent going up in Napa, CA in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $3,375 for a two-bedroom, up 1.8% from $3,315. A one-bedroom goes from $2,526 to $2,580, a studio from $2,286 to $2,350.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Napa, CA?

HUD's Fair Market Rent for 2026 is $2,526 for a one-bedroom and $3,315 for a two-bedroom, utilities included. That is $39,780 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Napa, CA?

To keep a $3,315 two-bedroom at 30% of gross pay, one full-time worker needs $63.75 an hour, or $132,600 a year. A one-bedroom at $2,526 takes $48.58 an hour.

How much is a 1, 2 or 3-bedroom apartment in Napa, CA?

At HUD's 2026 Fair Market Rent: studio $2,286, one bedroom $2,526, two $3,315, three $4,222 and four $4,942 a month.

Is rent affordable in Napa, CA?

For the typical household, earning $105,963 a year ($8,830 a month, Census ACS), a two-bedroom at $3,315 takes 37.5% of income. Under 30% is the usual line for affordable; this is over it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($3,315 × 12) ÷ 0.30 = $132,600. Divided by 2,080 working hours, that is $63.75 an hour.