Texas · HUD FY2026 Fair Market Rents · Updated

Rent in Navarro County, TX

HUD puts rent for a two-bedroom in Navarro County, TX at $1,055 a month for 2026, and a one-bedroom at $863. Keeping the two-bedroom under 30% of income takes $20.29 an hour full time, or $42,200 a year. The typical household there would spend 20.1% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,139 (up 8%).

Rent in Navarro County, TX at a glance

2-bedroom rent (HUD)

$1,055$12,660 a year · HUD fiscal year 2026From October 1, 2026: $1,139 (+8%)
Studio$775$15/hr needed
1 bedroom$863$17/hr needed
Wage a 2-bedroom takes$20.29an hour, 40 hours a week
3 bedrooms$1,467$28/hr needed

How much rent can you afford in Navarro County, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,055Monthly market rent
Share of gross income20.1%Recommended max: 30%
Annual income needed$42,200To meet the 30% standard
Max affordable rent$1,578At 30% of $63,111
0%30% (Affordability standard)100%
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Rent in Navarro County, TX by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Navarro County, TX, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$775$9,300$31,000$14.90/hr
1 bedroom$863$10,356$34,520$16.60/hr
2 bedroomsMost searched$1,055$12,660$42,200$20.29/hr
3 bedrooms$1,467$17,604$58,680$28.21/hr
4 bedrooms$1,552$18,624$62,080$29.85/hr

Cost of living in Navarro County, TX: income, prices and a budget →

Rent in Navarro County, TX: common questions

How much is rent going up in Navarro County, TX in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,139 for a two-bedroom, up 8% from $1,055. A one-bedroom goes from $863 to $951, a studio from $775 to $821.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Navarro County, TX?

HUD's Fair Market Rent for 2026 is $863 for a one-bedroom and $1,055 for a two-bedroom, utilities included. That is $12,660 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Navarro County, TX?

To keep a $1,055 two-bedroom at 30% of gross pay, one full-time worker needs $20.29 an hour, or $42,200 a year. A one-bedroom at $863 takes $16.60 an hour.

How much is a 1, 2 or 3-bedroom apartment in Navarro County, TX?

At HUD's 2026 Fair Market Rent: studio $775, one bedroom $863, two $1,055, three $1,467 and four $1,552 a month.

Is rent affordable in Navarro County, TX?

For the typical household, earning $63,111 a year ($5,259 a month, Census ACS), a two-bedroom at $1,055 takes 20.1% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,055 × 12) ÷ 0.30 = $42,200. Divided by 2,080 working hours, that is $20.29 an hour.