Rent in Ocean County, NJ at a glance
2-bedroom rent (HUD)
$2,328$27,936 a year · HUD fiscal year 2026From October 1, 2026: $2,283 (−1.9%)How much rent can you afford in Ocean County, NJ?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Ocean County, NJ by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $1,676 | $20,112 | $67,040 | $32.23/hr |
| 1 bedroom | $1,889 | $22,668 | $75,560 | $36.33/hr |
| 2 bedroomsMost searched | $2,328 | $27,936 | $93,120 | $44.77/hr |
| 3 bedrooms | $3,043 | $36,516 | $121,720 | $58.52/hr |
| 4 bedrooms | $3,371 | $40,452 | $134,840 | $64.83/hr |
Cost of living in Ocean County, NJ: income, prices and a budget →
Living and working in Ocean County, NJ
Rent in Ocean County, NJ: common questions
How much is rent going down in Ocean County, NJ in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $2,283 for a two-bedroom, down 1.9% from $2,328. A one-bedroom goes from $1,889 to $1,847, a studio from $1,676 to $1,671.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Ocean County, NJ?
HUD's Fair Market Rent for 2026 is $1,889 for a one-bedroom and $2,328 for a two-bedroom, utilities included. That is $27,936 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Ocean County, NJ?
To keep a $2,328 two-bedroom at 30% of gross pay, one full-time worker needs $44.77 an hour, or $93,120 a year. A one-bedroom at $1,889 takes $36.33 an hour.
How much is a 1, 2 or 3-bedroom apartment in Ocean County, NJ?
At HUD's 2026 Fair Market Rent: studio $1,676, one bedroom $1,889, two $2,328, three $3,043 and four $3,371 a month.
Is rent affordable in Ocean County, NJ?
For the typical household, earning $89,863 a year ($7,489 a month, Census ACS), a two-bedroom at $2,328 takes 31.1% of income. Under 30% is the usual line for affordable; this is over it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($2,328 × 12) ÷ 0.30 = $93,120. Divided by 2,080 working hours, that is $44.77 an hour.