Rent in Otsego County, MI at a glance
2-bedroom rent (HUD)
$1,100$13,200 a year · HUD fiscal year 2026From October 1, 2026: $1,192 (+8.4%)How much rent can you afford in Otsego County, MI?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Otsego County, MI by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $852 | $10,224 | $34,080 | $16.38/hr |
| 1 bedroom | $858 | $10,296 | $34,320 | $16.50/hr |
| 2 bedroomsMost searched | $1,100 | $13,200 | $44,000 | $21.15/hr |
| 3 bedrooms | $1,445 | $17,340 | $57,800 | $27.79/hr |
| 4 bedrooms | $1,560 | $18,720 | $62,400 | $30.00/hr |
Cost of living in Otsego County, MI: income, prices and a budget →
Living and working in Otsego County, MI
Rent in Otsego County, MI: common questions
How much is rent going up in Otsego County, MI in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,192 for a two-bedroom, up 8.4% from $1,100. A one-bedroom goes from $858 to $944, a studio from $852 to $938.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Otsego County, MI?
HUD's Fair Market Rent for 2026 is $858 for a one-bedroom and $1,100 for a two-bedroom, utilities included. That is $13,200 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Otsego County, MI?
To keep a $1,100 two-bedroom at 30% of gross pay, one full-time worker needs $21.15 an hour, or $44,000 a year. A one-bedroom at $858 takes $16.50 an hour.
How much is a 1, 2 or 3-bedroom apartment in Otsego County, MI?
At HUD's 2026 Fair Market Rent: studio $852, one bedroom $858, two $1,100, three $1,445 and four $1,560 a month.
Is rent affordable in Otsego County, MI?
For the typical household, earning $68,183 a year ($5,682 a month, Census ACS), a two-bedroom at $1,100 takes 19.4% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,100 × 12) ÷ 0.30 = $44,000. Divided by 2,080 working hours, that is $21.15 an hour.