New Jersey · HUD FY2026 Fair Market Rents · Updated

Rent in Passaic County, NJ

HUD puts rent for a two-bedroom in Passaic County, NJ at $2,324 a month for 2026, and a one-bedroom at $2,024. Keeping the two-bedroom under 30% of income takes $44.69 an hour full time, or $92,960 a year. The typical household there would spend 31.9% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $2,282 (down 1.8%).

Rent in Passaic County, NJ at a glance

2-bedroom rent (HUD)

$2,324$27,888 a year · HUD fiscal year 2026From October 1, 2026: $2,282 (−1.8%)
Studio$1,778$34/hr needed
1 bedroom$2,024$39/hr needed
Wage a 2-bedroom takes$44.69an hour, 40 hours a week
3 bedrooms$2,835$55/hr needed

How much rent can you afford in Passaic County, NJ?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$2,324Monthly market rent
Share of gross income31.9%Recommended max: 30%
Annual income needed$92,960To meet the 30% standard
Max affordable rent$2,188At 30% of $87,522
0%30% (Affordability standard)100%
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Rent in Passaic County, NJ by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Passaic County, NJ, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$1,778$21,336$71,120$34.19/hr
1 bedroom$2,024$24,288$80,960$38.92/hr
2 bedroomsMost searched$2,324$27,888$92,960$44.69/hr
3 bedrooms$2,835$34,020$113,400$54.52/hr
4 bedrooms$3,618$43,416$144,720$69.58/hr

Cost of living in Passaic County, NJ: income, prices and a budget →

Rent in Passaic County, NJ: common questions

How much is rent going down in Passaic County, NJ in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $2,282 for a two-bedroom, down 1.8% from $2,324. A one-bedroom goes from $2,024 to $1,987, a studio from $1,778 to $1,772.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Passaic County, NJ?

HUD's Fair Market Rent for 2026 is $2,024 for a one-bedroom and $2,324 for a two-bedroom, utilities included. That is $27,888 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Passaic County, NJ?

To keep a $2,324 two-bedroom at 30% of gross pay, one full-time worker needs $44.69 an hour, or $92,960 a year. A one-bedroom at $2,024 takes $38.92 an hour.

How much is a 1, 2 or 3-bedroom apartment in Passaic County, NJ?

At HUD's 2026 Fair Market Rent: studio $1,778, one bedroom $2,024, two $2,324, three $2,835 and four $3,618 a month.

Is rent affordable in Passaic County, NJ?

For the typical household, earning $87,522 a year ($7,294 a month, Census ACS), a two-bedroom at $2,324 takes 31.9% of income. Under 30% is the usual line for affordable; this is over it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($2,324 × 12) ÷ 0.30 = $92,960. Divided by 2,080 working hours, that is $44.69 an hour.