Rent in Payne County, OK at a glance
2-bedroom rent (HUD)
$1,035$12,420 a year · HUD fiscal year 2026From October 1, 2026: $1,010 (−2.4%)How much rent can you afford in Payne County, OK?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Payne County, OK by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $784 | $9,408 | $31,360 | $15.08/hr |
| 1 bedroom | $847 | $10,164 | $33,880 | $16.29/hr |
| 2 bedroomsMost searched | $1,035 | $12,420 | $41,400 | $19.90/hr |
| 3 bedrooms | $1,439 | $17,268 | $57,560 | $27.67/hr |
| 4 bedrooms | $1,568 | $18,816 | $62,720 | $30.15/hr |
Cost of living in Payne County, OK: income, prices and a budget →
Living and working in Payne County, OK
Rent in Payne County, OK: common questions
How much is rent going down in Payne County, OK in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,010 for a two-bedroom, down 2.4% from $1,035. A one-bedroom goes from $847 to $829, a studio from $784 to $799.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Payne County, OK?
HUD's Fair Market Rent for 2026 is $847 for a one-bedroom and $1,035 for a two-bedroom, utilities included. That is $12,420 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Payne County, OK?
To keep a $1,035 two-bedroom at 30% of gross pay, one full-time worker needs $19.90 an hour, or $41,400 a year. A one-bedroom at $847 takes $16.29 an hour.
How much is a 1, 2 or 3-bedroom apartment in Payne County, OK?
At HUD's 2026 Fair Market Rent: studio $784, one bedroom $847, two $1,035, three $1,439 and four $1,568 a month.
Is rent affordable in Payne County, OK?
For the typical household, earning $49,809 a year ($4,151 a month, Census ACS), a two-bedroom at $1,035 takes 24.9% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,035 × 12) ÷ 0.30 = $41,400. Divided by 2,080 working hours, that is $19.90 an hour.