Rent in Polk County, TN at a glance
2-bedroom rent (HUD)
$1,233$14,796 a year · HUD fiscal year 2026From October 1, 2026: $1,270 (+3%)How much rent can you afford in Polk County, TN?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Polk County, TN by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $850 | $10,200 | $34,000 | $16.35/hr |
| 1 bedroom | $940 | $11,280 | $37,600 | $18.08/hr |
| 2 bedroomsMost searched | $1,233 | $14,796 | $49,320 | $23.71/hr |
| 3 bedrooms | $1,584 | $19,008 | $63,360 | $30.46/hr |
| 4 bedrooms | $1,633 | $19,596 | $65,320 | $31.40/hr |
Cost of living in Polk County, TN: income, prices and a budget →
Living and working in Polk County, TN
Rent in Polk County, TN: common questions
How much is rent going up in Polk County, TN in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,270 for a two-bedroom, up 3% from $1,233. A one-bedroom goes from $940 to $971, a studio from $850 to $884.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Polk County, TN?
HUD's Fair Market Rent for 2026 is $940 for a one-bedroom and $1,233 for a two-bedroom, utilities included. That is $14,796 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Polk County, TN?
To keep a $1,233 two-bedroom at 30% of gross pay, one full-time worker needs $23.71 an hour, or $49,320 a year. A one-bedroom at $940 takes $18.08 an hour.
How much is a 1, 2 or 3-bedroom apartment in Polk County, TN?
At HUD's 2026 Fair Market Rent: studio $850, one bedroom $940, two $1,233, three $1,584 and four $1,633 a month.
Is rent affordable in Polk County, TN?
For the typical household, earning $62,522 a year ($5,210 a month, Census ACS), a two-bedroom at $1,233 takes 23.7% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,233 × 12) ÷ 0.30 = $49,320. Divided by 2,080 working hours, that is $23.71 an hour.