Texas · HUD FY2026 Fair Market Rents · Updated

Rent in Polk County, TX

HUD puts rent for a two-bedroom in Polk County, TX at $1,122 a month for 2026, and a one-bedroom at $855. Keeping the two-bedroom under 30% of income takes $21.58 an hour full time, or $44,880 a year. The typical household there would spend 21.6% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,227 (up 9.4%).

Rent in Polk County, TX at a glance

2-bedroom rent (HUD)

$1,122$13,464 a year · HUD fiscal year 2026From October 1, 2026: $1,227 (+9.4%)
Studio$849$16/hr needed
1 bedroom$855$16/hr needed
Wage a 2-bedroom takes$21.58an hour, 40 hours a week
3 bedrooms$1,345$26/hr needed

How much rent can you afford in Polk County, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,122Monthly market rent
Share of gross income21.6%Recommended max: 30%
Annual income needed$44,880To meet the 30% standard
Max affordable rent$1,556At 30% of $62,259
0%30% (Affordability standard)100%
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Rent in Polk County, TX by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Polk County, TX, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$849$10,188$33,960$16.33/hr
1 bedroom$855$10,260$34,200$16.44/hr
2 bedroomsMost searched$1,122$13,464$44,880$21.58/hr
3 bedrooms$1,345$16,140$53,800$25.87/hr
4 bedrooms$1,651$19,812$66,040$31.75/hr

Cost of living in Polk County, TX: income, prices and a budget →

Rent in Polk County, TX: common questions

How much is rent going up in Polk County, TX in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,227 for a two-bedroom, up 9.4% from $1,122. A one-bedroom goes from $855 to $938, a studio from $849 to $933.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Polk County, TX?

HUD's Fair Market Rent for 2026 is $855 for a one-bedroom and $1,122 for a two-bedroom, utilities included. That is $13,464 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Polk County, TX?

To keep a $1,122 two-bedroom at 30% of gross pay, one full-time worker needs $21.58 an hour, or $44,880 a year. A one-bedroom at $855 takes $16.44 an hour.

How much is a 1, 2 or 3-bedroom apartment in Polk County, TX?

At HUD's 2026 Fair Market Rent: studio $849, one bedroom $855, two $1,122, three $1,345 and four $1,651 a month.

Is rent affordable in Polk County, TX?

For the typical household, earning $62,259 a year ($5,188 a month, Census ACS), a two-bedroom at $1,122 takes 21.6% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,122 × 12) ÷ 0.30 = $44,880. Divided by 2,080 working hours, that is $21.58 an hour.