Mississippi · HUD FY2026 Fair Market Rents · Updated

Rent in Pontotoc County, MS

HUD puts rent for a two-bedroom in Pontotoc County, MS at $932 a month for 2026, and a one-bedroom at $850. Keeping the two-bedroom under 30% of income takes $17.92 an hour full time, or $37,280 a year. The typical household there would spend 21.7% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $923 (down 1%).

Rent in Pontotoc County, MS at a glance

2-bedroom rent (HUD)

$932$11,184 a year · HUD fiscal year 2026From October 1, 2026: $923 (−1%)
Studio$643$12/hr needed
1 bedroom$850$16/hr needed
Wage a 2-bedroom takes$17.92an hour, 40 hours a week
3 bedrooms$1,142$22/hr needed

How much rent can you afford in Pontotoc County, MS?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$932Monthly market rent
Share of gross income21.7%Recommended max: 30%
Annual income needed$37,280To meet the 30% standard
Max affordable rent$1,287At 30% of $51,484
0%30% (Affordability standard)100%
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Rent in Pontotoc County, MS by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Pontotoc County, MS, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$643$7,716$25,720$12.37/hr
1 bedroom$850$10,200$34,000$16.35/hr
2 bedroomsMost searched$932$11,184$37,280$17.92/hr
3 bedrooms$1,142$13,704$45,680$21.96/hr
4 bedrooms$1,484$17,808$59,360$28.54/hr

Cost of living in Pontotoc County, MS: income, prices and a budget →

Rent in Pontotoc County, MS: common questions

How much is rent going down in Pontotoc County, MS in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $923 for a two-bedroom, down 1% from $932. A one-bedroom goes from $850 to $848, a studio from $643 to $689.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Pontotoc County, MS?

HUD's Fair Market Rent for 2026 is $850 for a one-bedroom and $932 for a two-bedroom, utilities included. That is $11,184 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Pontotoc County, MS?

To keep a $932 two-bedroom at 30% of gross pay, one full-time worker needs $17.92 an hour, or $37,280 a year. A one-bedroom at $850 takes $16.35 an hour.

How much is a 1, 2 or 3-bedroom apartment in Pontotoc County, MS?

At HUD's 2026 Fair Market Rent: studio $643, one bedroom $850, two $932, three $1,142 and four $1,484 a month.

Is rent affordable in Pontotoc County, MS?

For the typical household, earning $51,484 a year ($4,290 a month, Census ACS), a two-bedroom at $932 takes 21.7% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($932 × 12) ÷ 0.30 = $37,280. Divided by 2,080 working hours, that is $17.92 an hour.