Rent in Putnam County, FL at a glance
2-bedroom rent (HUD)
$1,155$13,860 a year · HUD fiscal year 2026From October 1, 2026: $1,040 (−10%)How much rent can you afford in Putnam County, FL?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Putnam County, FL by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $874 | $10,488 | $34,960 | $16.81/hr |
| 1 bedroom | $880 | $10,560 | $35,200 | $16.92/hr |
| 2 bedroomsMost searched | $1,155 | $13,860 | $46,200 | $22.21/hr |
| 3 bedrooms | $1,452 | $17,424 | $58,080 | $27.92/hr |
| 4 bedrooms | $1,529 | $18,348 | $61,160 | $29.40/hr |
Cost of living in Putnam County, FL: income, prices and a budget →
Living and working in Putnam County, FL
Rent in Putnam County, FL: common questions
How much is rent going down in Putnam County, FL in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,040 for a two-bedroom, down 10% from $1,155. A one-bedroom goes from $880 to $792, a studio from $874 to $787.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Putnam County, FL?
HUD's Fair Market Rent for 2026 is $880 for a one-bedroom and $1,155 for a two-bedroom, utilities included. That is $13,860 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Putnam County, FL?
To keep a $1,155 two-bedroom at 30% of gross pay, one full-time worker needs $22.21 an hour, or $46,200 a year. A one-bedroom at $880 takes $16.92 an hour.
How much is a 1, 2 or 3-bedroom apartment in Putnam County, FL?
At HUD's 2026 Fair Market Rent: studio $874, one bedroom $880, two $1,155, three $1,452 and four $1,529 a month.
Is rent affordable in Putnam County, FL?
For the typical household, earning $47,934 a year ($3,995 a month, Census ACS), a two-bedroom at $1,155 takes 28.9% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,155 × 12) ÷ 0.30 = $46,200. Divided by 2,080 working hours, that is $22.21 an hour.