Rent in Putnam County, TN at a glance
2-bedroom rent (HUD)
$1,014$12,168 a year · HUD fiscal year 2026From October 1, 2026: $1,102 (+8.7%)How much rent can you afford in Putnam County, TN?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Putnam County, TN by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $752 | $9,024 | $30,080 | $14.46/hr |
| 1 bedroom | $818 | $9,816 | $32,720 | $15.73/hr |
| 2 bedroomsMost searched | $1,014 | $12,168 | $40,560 | $19.50/hr |
| 3 bedrooms | $1,409 | $16,908 | $56,360 | $27.10/hr |
| 4 bedrooms | $1,557 | $18,684 | $62,280 | $29.94/hr |
Cost of living in Putnam County, TN: income, prices and a budget →
Living and working in Putnam County, TN
Rent in Putnam County, TN: common questions
How much is rent going up in Putnam County, TN in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,102 for a two-bedroom, up 8.7% from $1,014. A one-bedroom goes from $818 to $887, a studio from $752 to $799.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Putnam County, TN?
HUD's Fair Market Rent for 2026 is $818 for a one-bedroom and $1,014 for a two-bedroom, utilities included. That is $12,168 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Putnam County, TN?
To keep a $1,014 two-bedroom at 30% of gross pay, one full-time worker needs $19.50 an hour, or $40,560 a year. A one-bedroom at $818 takes $15.73 an hour.
How much is a 1, 2 or 3-bedroom apartment in Putnam County, TN?
At HUD's 2026 Fair Market Rent: studio $752, one bedroom $818, two $1,014, three $1,409 and four $1,557 a month.
Is rent affordable in Putnam County, TN?
For the typical household, earning $58,912 a year ($4,909 a month, Census ACS), a two-bedroom at $1,014 takes 20.7% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,014 × 12) ÷ 0.30 = $40,560. Divided by 2,080 working hours, that is $19.50 an hour.