New Mexico · HUD FY2026 Fair Market Rents · Updated

Rent in Rio Arriba County, NM

HUD puts rent for a two-bedroom in Rio Arriba County, NM at $973 a month for 2026, and a one-bedroom at $742. Keeping the two-bedroom under 30% of income takes $18.71 an hour full time, or $38,920 a year. The typical household there would spend 20.4% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,014 (up 4.2%).

Rent in Rio Arriba County, NM at a glance

2-bedroom rent (HUD)

$973$11,676 a year · HUD fiscal year 2026From October 1, 2026: $1,014 (+4.2%)
Studio$737$14/hr needed
1 bedroom$742$14/hr needed
Wage a 2-bedroom takes$18.71an hour, 40 hours a week
3 bedrooms$1,199$23/hr needed

How much rent can you afford in Rio Arriba County, NM?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$973Monthly market rent
Share of gross income20.4%Recommended max: 30%
Annual income needed$38,920To meet the 30% standard
Max affordable rent$1,429At 30% of $57,155
0%30% (Affordability standard)100%
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Rent in Rio Arriba County, NM by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Rio Arriba County, NM, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$737$8,844$29,480$14.17/hr
1 bedroom$742$8,904$29,680$14.27/hr
2 bedroomsMost searched$973$11,676$38,920$18.71/hr
3 bedrooms$1,199$14,388$47,960$23.06/hr
4 bedrooms$1,437$17,244$57,480$27.63/hr

Cost of living in Rio Arriba County, NM: income, prices and a budget →

Rent in Rio Arriba County, NM: common questions

How much is rent going up in Rio Arriba County, NM in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,014 for a two-bedroom, up 4.2% from $973. A one-bedroom goes from $742 to $833, a studio from $737 to $822.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Rio Arriba County, NM?

HUD's Fair Market Rent for 2026 is $742 for a one-bedroom and $973 for a two-bedroom, utilities included. That is $11,676 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Rio Arriba County, NM?

To keep a $973 two-bedroom at 30% of gross pay, one full-time worker needs $18.71 an hour, or $38,920 a year. A one-bedroom at $742 takes $14.27 an hour.

How much is a 1, 2 or 3-bedroom apartment in Rio Arriba County, NM?

At HUD's 2026 Fair Market Rent: studio $737, one bedroom $742, two $973, three $1,199 and four $1,437 a month.

Is rent affordable in Rio Arriba County, NM?

For the typical household, earning $57,155 a year ($4,763 a month, Census ACS), a two-bedroom at $973 takes 20.4% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($973 × 12) ÷ 0.30 = $38,920. Divided by 2,080 working hours, that is $18.71 an hour.