Illinois · HUD FY2026 Fair Market Rents · Updated

Rent in Rockford, IL

HUD puts rent for a two-bedroom in Rockford, IL at $1,175 a month for 2026, and a one-bedroom at $895. Keeping the two-bedroom under 30% of income takes $22.60 an hour full time, or $47,000 a year. The typical household there would spend 25.8% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,172 (down 0.3%).

Rent in Rockford, IL at a glance

2-bedroom rent (HUD)

$1,175$14,100 a year · HUD fiscal year 2026From October 1, 2026: $1,172 (−0.3%)
Studio$810$16/hr needed
1 bedroom$895$17/hr needed
Wage a 2-bedroom takes$22.60an hour, 40 hours a week
3 bedrooms$1,555$30/hr needed

How much rent can you afford in Rockford, IL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,175Monthly market rent
Share of gross income25.8%Recommended max: 30%
Annual income needed$47,000To meet the 30% standard
Max affordable rent$1,369At 30% of $54,752
0%30% (Affordability standard)100%
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Rent in Rockford, IL by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Rockford, IL, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$810$9,720$32,400$15.58/hr
1 bedroom$895$10,740$35,800$17.21/hr
2 bedroomsMost searched$1,175$14,100$47,000$22.60/hr
3 bedrooms$1,555$18,660$62,200$29.90/hr
4 bedrooms$1,594$19,128$63,760$30.65/hr

Cost of living in Rockford, IL: income, prices and a budget →

Rent in Rockford, IL: common questions

How much is rent going down in Rockford, IL in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,172 for a two-bedroom, down 0.3% from $1,175. A one-bedroom goes from $895 to $896, a studio from $810 to $816.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Rockford, IL?

HUD's Fair Market Rent for 2026 is $895 for a one-bedroom and $1,175 for a two-bedroom, utilities included. That is $14,100 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Rockford, IL?

To keep a $1,175 two-bedroom at 30% of gross pay, one full-time worker needs $22.60 an hour, or $47,000 a year. A one-bedroom at $895 takes $17.21 an hour.

How much is a 1, 2 or 3-bedroom apartment in Rockford, IL?

At HUD's 2026 Fair Market Rent: studio $810, one bedroom $895, two $1,175, three $1,555 and four $1,594 a month.

Is rent affordable in Rockford, IL?

For the typical household, earning $54,752 a year ($4,563 a month, Census ACS), a two-bedroom at $1,175 takes 25.8% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,175 × 12) ÷ 0.30 = $47,000. Divided by 2,080 working hours, that is $22.60 an hour.