California · HUD FY2026 Fair Market Rents · Updated

Rent in San Francisco County, CA

HUD puts rent for a two-bedroom in San Francisco County, CA at $3,604 a month for 2026, and a one-bedroom at $2,977. Keeping the two-bedroom under 30% of income takes $69.31 an hour full time, or $144,160 a year. The typical household there would spend 30.7% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $3,697 (up 2.6%).

Rent in San Francisco County, CA at a glance

2-bedroom rent (HUD)

$3,604$43,248 a year · HUD fiscal year 2026From October 1, 2026: $3,697 (+2.6%)
Studio$2,485$48/hr needed
1 bedroom$2,977$57/hr needed
Wage a 2-bedroom takes$69.31an hour, 40 hours a week
3 bedrooms$4,604$89/hr needed

How much rent can you afford in San Francisco County, CA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$3,604Monthly market rent
Share of gross income30.7%Recommended max: 30%
Annual income needed$144,160To meet the 30% standard
Max affordable rent$3,524At 30% of $140,970
0%30% (Affordability standard)100%
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Rent in San Francisco County, CA by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in San Francisco County, CA, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$2,485$29,820$99,400$47.79/hr
1 bedroom$2,977$35,724$119,080$57.25/hr
2 bedroomsMost searched$3,604$43,248$144,160$69.31/hr
3 bedrooms$4,604$55,248$184,160$88.54/hr
4 bedrooms$4,772$57,264$190,880$91.77/hr

Cost of living in San Francisco County, CA: income, prices and a budget →

Rent in San Francisco County, CA: common questions

How much is rent going up in San Francisco County, CA in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $3,697 for a two-bedroom, up 2.6% from $3,604. A one-bedroom goes from $2,977 to $3,003, a studio from $2,485 to $2,574.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in San Francisco County, CA?

HUD's Fair Market Rent for 2026 is $2,977 for a one-bedroom and $3,604 for a two-bedroom, utilities included. That is $43,248 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in San Francisco County, CA?

To keep a $3,604 two-bedroom at 30% of gross pay, one full-time worker needs $69.31 an hour, or $144,160 a year. A one-bedroom at $2,977 takes $57.25 an hour.

How much is a 1, 2 or 3-bedroom apartment in San Francisco County, CA?

At HUD's 2026 Fair Market Rent: studio $2,485, one bedroom $2,977, two $3,604, three $4,604 and four $4,772 a month.

Is rent affordable in San Francisco County, CA?

For the typical household, earning $140,970 a year ($11,748 a month, Census ACS), a two-bedroom at $3,604 takes 30.7% of income. Under 30% is the usual line for affordable; this is over it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($3,604 × 12) ÷ 0.30 = $144,160. Divided by 2,080 working hours, that is $69.31 an hour.