California · HUD FY2026 Fair Market Rents · Updated

Rent in San Joaquin County, CA

HUD puts rent for a two-bedroom in San Joaquin County, CA at $1,742 a month for 2026, and a one-bedroom at $1,395. Keeping the two-bedroom under 30% of income takes $33.50 an hour full time, or $69,680 a year. The typical household there would spend 22.7% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $2,015 (up 15.7%).

Rent in San Joaquin County, CA at a glance

2-bedroom rent (HUD)

$1,742$20,904 a year · HUD fiscal year 2026From October 1, 2026: $2,015 (+15.7%)
Studio$1,288$25/hr needed
1 bedroom$1,395$27/hr needed
Wage a 2-bedroom takes$33.50an hour, 40 hours a week
3 bedrooms$2,423$47/hr needed

How much rent can you afford in San Joaquin County, CA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,742Monthly market rent
Share of gross income22.7%Recommended max: 30%
Annual income needed$69,680To meet the 30% standard
Max affordable rent$2,304At 30% of $92,179
0%30% (Affordability standard)100%
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Rent in San Joaquin County, CA by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in San Joaquin County, CA, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$1,288$15,456$51,520$24.77/hr
1 bedroom$1,395$16,740$55,800$26.83/hr
2 bedroomsMost searched$1,742$20,904$69,680$33.50/hr
3 bedrooms$2,423$29,076$96,920$46.60/hr
4 bedrooms$2,922$35,064$116,880$56.19/hr

Cost of living in San Joaquin County, CA: income, prices and a budget →

Rent in San Joaquin County, CA: common questions

How much is rent going up in San Joaquin County, CA in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $2,015 for a two-bedroom, up 15.7% from $1,742. A one-bedroom goes from $1,395 to $1,628, a studio from $1,288 to $1,525.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in San Joaquin County, CA?

HUD's Fair Market Rent for 2026 is $1,395 for a one-bedroom and $1,742 for a two-bedroom, utilities included. That is $20,904 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in San Joaquin County, CA?

To keep a $1,742 two-bedroom at 30% of gross pay, one full-time worker needs $33.50 an hour, or $69,680 a year. A one-bedroom at $1,395 takes $26.83 an hour.

How much is a 1, 2 or 3-bedroom apartment in San Joaquin County, CA?

At HUD's 2026 Fair Market Rent: studio $1,288, one bedroom $1,395, two $1,742, three $2,423 and four $2,922 a month.

Is rent affordable in San Joaquin County, CA?

For the typical household, earning $92,179 a year ($7,682 a month, Census ACS), a two-bedroom at $1,742 takes 22.7% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,742 × 12) ÷ 0.30 = $69,680. Divided by 2,080 working hours, that is $33.50 an hour.