Rent in Shelby County, IL at a glance
2-bedroom rent (HUD)
$951$11,412 a year · HUD fiscal year 2026From October 1, 2026: $946 (−0.5%)How much rent can you afford in Shelby County, IL?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Shelby County, IL by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $656 | $7,872 | $26,240 | $12.62/hr |
| 1 bedroom | $789 | $9,468 | $31,560 | $15.17/hr |
| 2 bedroomsMost searched | $951 | $11,412 | $38,040 | $18.29/hr |
| 3 bedrooms | $1,140 | $13,680 | $45,600 | $21.92/hr |
| 4 bedrooms | $1,435 | $17,220 | $57,400 | $27.60/hr |
Cost of living in Shelby County, IL: income, prices and a budget →
Living and working in Shelby County, IL
Rent in Shelby County, IL: common questions
How much is rent going down in Shelby County, IL in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $946 for a two-bedroom, down 0.5% from $951. A one-bedroom goes from $789 to $766, a studio from $656 to $659.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Shelby County, IL?
HUD's Fair Market Rent for 2026 is $789 for a one-bedroom and $951 for a two-bedroom, utilities included. That is $11,412 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Shelby County, IL?
To keep a $951 two-bedroom at 30% of gross pay, one full-time worker needs $18.29 an hour, or $38,040 a year. A one-bedroom at $789 takes $15.17 an hour.
How much is a 1, 2 or 3-bedroom apartment in Shelby County, IL?
At HUD's 2026 Fair Market Rent: studio $656, one bedroom $789, two $951, three $1,140 and four $1,435 a month.
Is rent affordable in Shelby County, IL?
For the typical household, earning $72,095 a year ($6,008 a month, Census ACS), a two-bedroom at $951 takes 15.8% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($951 × 12) ÷ 0.30 = $38,040. Divided by 2,080 working hours, that is $18.29 an hour.