Massachusetts · HUD FY2026 Fair Market Rents · Updated

Rent in Springfield, MA

HUD puts rent for a two-bedroom in Springfield, MA at $1,734 a month for 2026, and a one-bedroom at $1,382. Keeping the two-bedroom under 30% of income takes $33.35 an hour full time, or $69,360 a year. The typical household there would spend 39.5% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,800 (up 3.8%).

Rent in Springfield, MA at a glance

2-bedroom rent (HUD)

$1,734$20,808 a year · HUD fiscal year 2026From October 1, 2026: $1,800 (+3.8%)
Studio$1,219$23/hr needed
1 bedroom$1,382$27/hr needed
Wage a 2-bedroom takes$33.35an hour, 40 hours a week
3 bedrooms$2,127$41/hr needed

How much rent can you afford in Springfield, MA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,734Monthly market rent
Share of gross income39.5%Recommended max: 30%
Annual income needed$69,360To meet the 30% standard
Max affordable rent$1,316At 30% of $52,656
0%30% (Affordability standard)100%
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Rent in Springfield, MA by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Springfield, MA, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$1,219$14,628$48,760$23.44/hr
1 bedroom$1,382$16,584$55,280$26.58/hr
2 bedroomsMost searched$1,734$20,808$69,360$33.35/hr
3 bedrooms$2,127$25,524$85,080$40.90/hr
4 bedrooms$2,296$27,552$91,840$44.15/hr

Cost of living in Springfield, MA: income, prices and a budget →

Rent in Springfield, MA: common questions

How much is rent going up in Springfield, MA in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,800 for a two-bedroom, up 3.8% from $1,734. A one-bedroom goes from $1,382 to $1,421, a studio from $1,219 to $1,264.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Springfield, MA?

HUD's Fair Market Rent for 2026 is $1,382 for a one-bedroom and $1,734 for a two-bedroom, utilities included. That is $20,808 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Springfield, MA?

To keep a $1,734 two-bedroom at 30% of gross pay, one full-time worker needs $33.35 an hour, or $69,360 a year. A one-bedroom at $1,382 takes $26.58 an hour.

How much is a 1, 2 or 3-bedroom apartment in Springfield, MA?

At HUD's 2026 Fair Market Rent: studio $1,219, one bedroom $1,382, two $1,734, three $2,127 and four $2,296 a month.

Is rent affordable in Springfield, MA?

For the typical household, earning $52,656 a year ($4,388 a month, Census ACS), a two-bedroom at $1,734 takes 39.5% of income. Under 30% is the usual line for affordable; this is over it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,734 × 12) ÷ 0.30 = $69,360. Divided by 2,080 working hours, that is $33.35 an hour.