Missouri · HUD FY2026 Fair Market Rents · Updated

Rent in St. Louis city, MO

HUD puts rent for a two-bedroom in St. Louis city, MO at $1,218 a month for 2026, and a one-bedroom at $995. Keeping the two-bedroom under 30% of income takes $23.42 an hour full time, or $48,720 a year. The typical household there would spend 26% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,349 (up 10.8%).

Rent in St. Louis city, MO at a glance

2-bedroom rent (HUD)

$1,218$14,616 a year · HUD fiscal year 2026From October 1, 2026: $1,349 (+10.8%)
Studio$955$18/hr needed
1 bedroom$995$19/hr needed
Wage a 2-bedroom takes$23.42an hour, 40 hours a week
3 bedrooms$1,568$30/hr needed

How much rent can you afford in St. Louis city, MO?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,218Monthly market rent
Share of gross income26%Recommended max: 30%
Annual income needed$48,720To meet the 30% standard
Max affordable rent$1,404At 30% of $56,160
0%30% (Affordability standard)100%
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Rent in St. Louis city, MO by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in St. Louis city, MO, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$955$11,460$38,200$18.37/hr
1 bedroom$995$11,940$39,800$19.13/hr
2 bedroomsMost searched$1,218$14,616$48,720$23.42/hr
3 bedrooms$1,568$18,816$62,720$30.15/hr
4 bedrooms$1,812$21,744$72,480$34.85/hr

Cost of living in St. Louis city, MO: income, prices and a budget →

Rent in St. Louis city, MO: common questions

How much is rent going up in St. Louis city, MO in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,349 for a two-bedroom, up 10.8% from $1,218. A one-bedroom goes from $995 to $1,104, a studio from $955 to $1,064.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in St. Louis city, MO?

HUD's Fair Market Rent for 2026 is $995 for a one-bedroom and $1,218 for a two-bedroom, utilities included. That is $14,616 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in St. Louis city, MO?

To keep a $1,218 two-bedroom at 30% of gross pay, one full-time worker needs $23.42 an hour, or $48,720 a year. A one-bedroom at $995 takes $19.13 an hour.

How much is a 1, 2 or 3-bedroom apartment in St. Louis city, MO?

At HUD's 2026 Fair Market Rent: studio $955, one bedroom $995, two $1,218, three $1,568 and four $1,812 a month.

Is rent affordable in St. Louis city, MO?

For the typical household, earning $56,160 a year ($4,680 a month, Census ACS), a two-bedroom at $1,218 takes 26% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,218 × 12) ÷ 0.30 = $48,720. Divided by 2,080 working hours, that is $23.42 an hour.