Rent in St. Simons, GA at a glance
2-bedroom rent (HUD)
$1,293$15,516 a year · HUD fiscal year 2026From October 1, 2026: $1,378 (+6.6%)How much rent can you afford in St. Simons, GA?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in St. Simons, GA by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $1,035 | $12,420 | $41,400 | $19.90/hr |
| 1 bedroom | $1,105 | $13,260 | $44,200 | $21.25/hr |
| 2 bedroomsMost searched | $1,293 | $15,516 | $51,720 | $24.87/hr |
| 3 bedrooms | $1,550 | $18,600 | $62,000 | $29.81/hr |
| 4 bedrooms | $1,906 | $22,872 | $76,240 | $36.65/hr |
Cost of living in St. Simons, GA: income, prices and a budget →
Living and working in St. Simons, GA
Rent in St. Simons, GA: common questions
How much is rent going up in St. Simons, GA in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,378 for a two-bedroom, up 6.6% from $1,293. A one-bedroom goes from $1,105 to $1,114, a studio from $1,035 to $991.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in St. Simons, GA?
HUD's Fair Market Rent for 2026 is $1,105 for a one-bedroom and $1,293 for a two-bedroom, utilities included. That is $15,516 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in St. Simons, GA?
To keep a $1,293 two-bedroom at 30% of gross pay, one full-time worker needs $24.87 an hour, or $51,720 a year. A one-bedroom at $1,105 takes $21.25 an hour.
How much is a 1, 2 or 3-bedroom apartment in St. Simons, GA?
At HUD's 2026 Fair Market Rent: studio $1,035, one bedroom $1,105, two $1,293, three $1,550 and four $1,906 a month.
Is rent affordable in St. Simons, GA?
For the typical household, earning $108,771 a year ($9,064 a month, Census ACS), a two-bedroom at $1,293 takes 14.3% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,293 × 12) ÷ 0.30 = $51,720. Divided by 2,080 working hours, that is $24.87 an hour.