Rent in Stephenson County, IL at a glance
2-bedroom rent (HUD)
$916$10,992 a year · HUD fiscal year 2026From October 1, 2026: $930 (+1.5%)How much rent can you afford in Stephenson County, IL?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Stephenson County, IL by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $694 | $8,328 | $27,760 | $13.35/hr |
| 1 bedroom | $698 | $8,376 | $27,920 | $13.42/hr |
| 2 bedroomsMost searched | $916 | $10,992 | $36,640 | $17.62/hr |
| 3 bedrooms | $1,124 | $13,488 | $44,960 | $21.62/hr |
| 4 bedrooms | $1,342 | $16,104 | $53,680 | $25.81/hr |
Cost of living in Stephenson County, IL: income, prices and a budget →
Living and working in Stephenson County, IL
Rent in Stephenson County, IL: common questions
How much is rent going up in Stephenson County, IL in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $930 for a two-bedroom, up 1.5% from $916. A one-bedroom goes from $698 to $711, a studio from $694 to $648.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Stephenson County, IL?
HUD's Fair Market Rent for 2026 is $698 for a one-bedroom and $916 for a two-bedroom, utilities included. That is $10,992 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Stephenson County, IL?
To keep a $916 two-bedroom at 30% of gross pay, one full-time worker needs $17.62 an hour, or $36,640 a year. A one-bedroom at $698 takes $13.42 an hour.
How much is a 1, 2 or 3-bedroom apartment in Stephenson County, IL?
At HUD's 2026 Fair Market Rent: studio $694, one bedroom $698, two $916, three $1,124 and four $1,342 a month.
Is rent affordable in Stephenson County, IL?
For the typical household, earning $64,043 a year ($5,337 a month, Census ACS), a two-bedroom at $916 takes 17.2% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($916 × 12) ÷ 0.30 = $36,640. Divided by 2,080 working hours, that is $17.62 an hour.