Florida · HUD FY2026 Fair Market Rents · Updated

Rent in Union County, FL

HUD puts rent for a two-bedroom in Union County, FL at $1,132 a month for 2026, and a one-bedroom at $863. Keeping the two-bedroom under 30% of income takes $21.77 an hour full time, or $45,280 a year. The typical household there would spend 21.2% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,019 (down 10%).

Rent in Union County, FL at a glance

2-bedroom rent (HUD)

$1,132$13,584 a year · HUD fiscal year 2026From October 1, 2026: $1,019 (−10%)
Studio$857$16/hr needed
1 bedroom$863$17/hr needed
Wage a 2-bedroom takes$21.77an hour, 40 hours a week
3 bedrooms$1,421$27/hr needed

How much rent can you afford in Union County, FL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,132Monthly market rent
Share of gross income21.2%Recommended max: 30%
Annual income needed$45,280To meet the 30% standard
Max affordable rent$1,604At 30% of $64,146
0%30% (Affordability standard)100%
Compare against:

Rent in Union County, FL by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Union County, FL, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$857$10,284$34,280$16.48/hr
1 bedroom$863$10,356$34,520$16.60/hr
2 bedroomsMost searched$1,132$13,584$45,280$21.77/hr
3 bedrooms$1,421$17,052$56,840$27.33/hr
4 bedrooms$1,499$17,988$59,960$28.83/hr

Cost of living in Union County, FL: income, prices and a budget →

Rent in Union County, FL: common questions

How much is rent going down in Union County, FL in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,019 for a two-bedroom, down 10% from $1,132. A one-bedroom goes from $863 to $777, a studio from $857 to $772.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Union County, FL?

HUD's Fair Market Rent for 2026 is $863 for a one-bedroom and $1,132 for a two-bedroom, utilities included. That is $13,584 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Union County, FL?

To keep a $1,132 two-bedroom at 30% of gross pay, one full-time worker needs $21.77 an hour, or $45,280 a year. A one-bedroom at $863 takes $16.60 an hour.

How much is a 1, 2 or 3-bedroom apartment in Union County, FL?

At HUD's 2026 Fair Market Rent: studio $857, one bedroom $863, two $1,132, three $1,421 and four $1,499 a month.

Is rent affordable in Union County, FL?

For the typical household, earning $64,146 a year ($5,346 a month, Census ACS), a two-bedroom at $1,132 takes 21.2% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,132 × 12) ÷ 0.30 = $45,280. Divided by 2,080 working hours, that is $21.77 an hour.