New Jersey · HUD FY2026 Fair Market Rents · Updated

Rent in Union County, NJ

HUD puts rent for a two-bedroom in Union County, NJ at $2,205 a month for 2026, and a one-bedroom at $1,822. Keeping the two-bedroom under 30% of income takes $42.40 an hour full time, or $88,200 a year. The typical household there would spend 25.6% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $2,233 (up 1.3%).

Rent in Union County, NJ at a glance

2-bedroom rent (HUD)

$2,205$26,460 a year · HUD fiscal year 2026From October 1, 2026: $2,233 (+1.3%)
Studio$1,612$31/hr needed
1 bedroom$1,822$35/hr needed
Wage a 2-bedroom takes$42.40an hour, 40 hours a week
3 bedrooms$2,761$53/hr needed

How much rent can you afford in Union County, NJ?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$2,205Monthly market rent
Share of gross income25.6%Recommended max: 30%
Annual income needed$88,200To meet the 30% standard
Max affordable rent$2,580At 30% of $103,202
0%30% (Affordability standard)100%
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Rent in Union County, NJ by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Union County, NJ, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$1,612$19,344$64,480$31.00/hr
1 bedroom$1,822$21,864$72,880$35.04/hr
2 bedroomsMost searched$2,205$26,460$88,200$42.40/hr
3 bedrooms$2,761$33,132$110,440$53.10/hr
4 bedrooms$3,137$37,644$125,480$60.33/hr

Cost of living in Union County, NJ: income, prices and a budget →

Rent in Union County, NJ: common questions

How much is rent going up in Union County, NJ in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $2,233 for a two-bedroom, up 1.3% from $2,205. A one-bedroom goes from $1,822 to $1,850, a studio from $1,612 to $1,637.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Union County, NJ?

HUD's Fair Market Rent for 2026 is $1,822 for a one-bedroom and $2,205 for a two-bedroom, utilities included. That is $26,460 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Union County, NJ?

To keep a $2,205 two-bedroom at 30% of gross pay, one full-time worker needs $42.40 an hour, or $88,200 a year. A one-bedroom at $1,822 takes $35.04 an hour.

How much is a 1, 2 or 3-bedroom apartment in Union County, NJ?

At HUD's 2026 Fair Market Rent: studio $1,612, one bedroom $1,822, two $2,205, three $2,761 and four $3,137 a month.

Is rent affordable in Union County, NJ?

For the typical household, earning $103,202 a year ($8,600 a month, Census ACS), a two-bedroom at $2,205 takes 25.6% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($2,205 × 12) ÷ 0.30 = $88,200. Divided by 2,080 working hours, that is $42.40 an hour.