Rent in Utica, NY at a glance
2-bedroom rent (HUD)
$1,172$14,064 a year · HUD fiscal year 2026From October 1, 2026: $1,210 (+3.2%)How much rent can you afford in Utica, NY?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Utica, NY by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $899 | $10,788 | $35,960 | $17.29/hr |
| 1 bedroom | $926 | $11,112 | $37,040 | $17.81/hr |
| 2 bedroomsMost searched | $1,172 | $14,064 | $46,880 | $22.54/hr |
| 3 bedrooms | $1,405 | $16,860 | $56,200 | $27.02/hr |
| 4 bedrooms | $1,623 | $19,476 | $64,920 | $31.21/hr |
Living and working in Utica, NY
Rent in Utica, NY: common questions
How much is rent going up in Utica, NY in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,210 for a two-bedroom, up 3.2% from $1,172. A one-bedroom goes from $926 to $946, a studio from $899 to $857.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Utica, NY?
HUD's Fair Market Rent for 2026 is $926 for a one-bedroom and $1,172 for a two-bedroom, utilities included. That is $14,064 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Utica, NY?
To keep a $1,172 two-bedroom at 30% of gross pay, one full-time worker needs $22.54 an hour, or $46,880 a year. A one-bedroom at $926 takes $17.81 an hour.
How much is a 1, 2 or 3-bedroom apartment in Utica, NY?
At HUD's 2026 Fair Market Rent: studio $899, one bedroom $926, two $1,172, three $1,405 and four $1,623 a month.
Is rent affordable in Utica, NY?
For the typical household, earning $52,484 a year ($4,374 a month, Census ACS), a two-bedroom at $1,172 takes 26.8% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,172 × 12) ÷ 0.30 = $46,880. Divided by 2,080 working hours, that is $22.54 an hour.