Indiana · HUD FY2026 Fair Market Rents · Updated

Rent in White County, IN

HUD puts rent for a two-bedroom in White County, IN at $1,030 a month for 2026, and a one-bedroom at $785. Keeping the two-bedroom under 30% of income takes $19.81 an hour full time, or $41,200 a year. The typical household there would spend 18.4% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,134 (up 10.1%).

Rent in White County, IN at a glance

2-bedroom rent (HUD)

$1,030$12,360 a year · HUD fiscal year 2026From October 1, 2026: $1,134 (+10.1%)
Studio$738$14/hr needed
1 bedroom$785$15/hr needed
Wage a 2-bedroom takes$19.81an hour, 40 hours a week
3 bedrooms$1,235$24/hr needed

How much rent can you afford in White County, IN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,030Monthly market rent
Share of gross income18.4%Recommended max: 30%
Annual income needed$41,200To meet the 30% standard
Max affordable rent$1,683At 30% of $67,303
0%30% (Affordability standard)100%
Compare against:

Rent in White County, IN by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in White County, IN, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$738$8,856$29,520$14.19/hr
1 bedroom$785$9,420$31,400$15.10/hr
2 bedroomsMost searched$1,030$12,360$41,200$19.81/hr
3 bedrooms$1,235$14,820$49,400$23.75/hr
4 bedrooms$1,364$16,368$54,560$26.23/hr

Cost of living in White County, IN: income, prices and a budget →

Rent in White County, IN: common questions

How much is rent going up in White County, IN in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,134 for a two-bedroom, up 10.1% from $1,030. A one-bedroom goes from $785 to $867, a studio from $738 to $848.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in White County, IN?

HUD's Fair Market Rent for 2026 is $785 for a one-bedroom and $1,030 for a two-bedroom, utilities included. That is $12,360 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in White County, IN?

To keep a $1,030 two-bedroom at 30% of gross pay, one full-time worker needs $19.81 an hour, or $41,200 a year. A one-bedroom at $785 takes $15.10 an hour.

How much is a 1, 2 or 3-bedroom apartment in White County, IN?

At HUD's 2026 Fair Market Rent: studio $738, one bedroom $785, two $1,030, three $1,235 and four $1,364 a month.

Is rent affordable in White County, IN?

For the typical household, earning $67,303 a year ($5,609 a month, Census ACS), a two-bedroom at $1,030 takes 18.4% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,030 × 12) ÷ 0.30 = $41,200. Divided by 2,080 working hours, that is $19.81 an hour.