Tennessee · HUD FY2026 Fair Market Rents · Updated

Rent in White County, TN

HUD puts rent for a two-bedroom in White County, TN at $992 a month for 2026, and a one-bedroom at $756. Keeping the two-bedroom under 30% of income takes $19.08 an hour full time, or $39,680 a year. The typical household there would spend 22.8% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,021 (up 2.9%).

Rent in White County, TN at a glance

2-bedroom rent (HUD)

$992$11,904 a year · HUD fiscal year 2026From October 1, 2026: $1,021 (+2.9%)
Studio$751$14/hr needed
1 bedroom$756$15/hr needed
Wage a 2-bedroom takes$19.08an hour, 40 hours a week
3 bedrooms$1,240$24/hr needed

How much rent can you afford in White County, TN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$992Monthly market rent
Share of gross income22.8%Recommended max: 30%
Annual income needed$39,680To meet the 30% standard
Max affordable rent$1,305At 30% of $52,188
0%30% (Affordability standard)100%
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Rent in White County, TN by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in White County, TN, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$751$9,012$30,040$14.44/hr
1 bedroom$756$9,072$30,240$14.54/hr
2 bedroomsMost searched$992$11,904$39,680$19.08/hr
3 bedrooms$1,240$14,880$49,600$23.85/hr
4 bedrooms$1,579$18,948$63,160$30.37/hr

Cost of living in White County, TN: income, prices and a budget →

Rent in White County, TN: common questions

How much is rent going up in White County, TN in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,021 for a two-bedroom, up 2.9% from $992. A one-bedroom goes from $756 to $780, a studio from $751 to $775.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in White County, TN?

HUD's Fair Market Rent for 2026 is $756 for a one-bedroom and $992 for a two-bedroom, utilities included. That is $11,904 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in White County, TN?

To keep a $992 two-bedroom at 30% of gross pay, one full-time worker needs $19.08 an hour, or $39,680 a year. A one-bedroom at $756 takes $14.54 an hour.

How much is a 1, 2 or 3-bedroom apartment in White County, TN?

At HUD's 2026 Fair Market Rent: studio $751, one bedroom $756, two $992, three $1,240 and four $1,579 a month.

Is rent affordable in White County, TN?

For the typical household, earning $52,188 a year ($4,349 a month, Census ACS), a two-bedroom at $992 takes 22.8% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($992 × 12) ÷ 0.30 = $39,680. Divided by 2,080 working hours, that is $19.08 an hour.