Rent in Winnebago County, IL at a glance
2-bedroom rent (HUD)
$1,175$14,100 a year · HUD fiscal year 2026From October 1, 2026: $1,172 (−0.3%)How much rent can you afford in Winnebago County, IL?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Winnebago County, IL by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $810 | $9,720 | $32,400 | $15.58/hr |
| 1 bedroom | $895 | $10,740 | $35,800 | $17.21/hr |
| 2 bedroomsMost searched | $1,175 | $14,100 | $47,000 | $22.60/hr |
| 3 bedrooms | $1,555 | $18,660 | $62,200 | $29.90/hr |
| 4 bedrooms | $1,594 | $19,128 | $63,760 | $30.65/hr |
Cost of living in Winnebago County, IL: income, prices and a budget →
Living and working in Winnebago County, IL
Rent in Winnebago County, IL: common questions
How much is rent going down in Winnebago County, IL in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,172 for a two-bedroom, down 0.3% from $1,175. A one-bedroom goes from $895 to $896, a studio from $810 to $816.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Winnebago County, IL?
HUD's Fair Market Rent for 2026 is $895 for a one-bedroom and $1,175 for a two-bedroom, utilities included. That is $14,100 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Winnebago County, IL?
To keep a $1,175 two-bedroom at 30% of gross pay, one full-time worker needs $22.60 an hour, or $47,000 a year. A one-bedroom at $895 takes $17.21 an hour.
How much is a 1, 2 or 3-bedroom apartment in Winnebago County, IL?
At HUD's 2026 Fair Market Rent: studio $810, one bedroom $895, two $1,175, three $1,555 and four $1,594 a month.
Is rent affordable in Winnebago County, IL?
For the typical household, earning $65,837 a year ($5,486 a month, Census ACS), a two-bedroom at $1,175 takes 21.4% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,175 × 12) ÷ 0.30 = $47,000. Divided by 2,080 working hours, that is $22.60 an hour.