Panama City-Panama City Beach, FL metro area · BLS May 2025 · Updated

How much does a bookkeeper make in Panama City, FL?

In the Panama City-Panama City Beach, FL metropolitan area, bookkeepers earned a median of $46,240 a year ($22.23 an hour) in May 2025, according to the BLS Occupational Employment and Wage Statistics survey for the metro. BLS counted 760 of these jobs there. That is 3% above the $45,030 median for all jobs in the metro. The middle 80% earned between $34,530 and $63,700; these percentiles do not measure years of experience. Applying 2026 federal and Florida tax rules to the median leaves an estimated $39,334 in take-home pay.

Bookkeeper pay in Panama City, FL at a glance

Median salary

$46,240$22.23 per hour · $3,853 monthly · BLS May 2025
10th percentile$34,530$16.60/hr
25th percentile$39,520$19.00/hr
75th percentile$55,720$26.79/hr
90th percentile$63,700$30.63/hr
Jobs in this metro760Location quotient 0.95 (U.S. = 1.00)
Against all jobs here3% aboveAll-jobs median $45,030
Against Florida6% belowStatewide median $49,330
Against the U.S.9% belowNational median $50,670

Run the numbers on your own pay

Same U.S. tax tables as the rest of the site. Change the salary, state, or filing status.

Bookkeeper salary in Panama City, FL after taxes

$46,240
$15,000$95,000
Filing status:
Gross salary breakdown$46,240
Net 85%
Fed 7%
FICA 8%
Annual take-home$39,334After all taxes
Monthly deposit$3,278Estimated per month
Biweekly paycheck$1,513Every 2 weeks (26/yr)
Effective tax rate14.9%Total tax burden
Federal income tax$3,369 / yr
Florida state income taxNo state wage tax$0
FICA (Social Security & Medicare)$3,537 / yr

Bookkeepers pay range in Panama City, FL, hourly and yearly

BLS May 2025 estimates for the Panama City-Panama City Beach, FL metropolitan statistical area. Monthly and take-home figures are ours, computed from the annual wage.

What bookkeepers earned in the Panama City-Panama City Beach, FL metro area, May 2025
PercentileHourlyMonthlyYearlyAfter tax a year (FL)
10th percentile$16.60/hr$2,878$34,530$29,925
25th percentile$19.00/hr$3,293$39,520$33,934
MedianMedian$22.23/hr$3,853$46,240$39,334
75th percentile$26.79/hr$4,643$55,720$46,951
90th percentile$30.63/hr$5,308$63,700$53,363

Is $46,240 a good salary in Panama City, FL?

It depends on what else people there earn and what things cost. Here is the median for bookkeepers next to both.

Median household income$71,514Census Bureau ACS
Local price level (U.S. = 100)97.32.7% below national average
One paycheck vs. a household64.7%of area median income

The same job statewide and nationally, and a calculator for your own paycheck.

Bookkeeper pay in Panama City, FL: common questions

What is the median salary for bookkeepers in Panama City-Panama City Beach, FL?

The BLS median annual wage for bookkeepers in the Panama City-Panama City Beach, FL metro area was $46,240 in May 2025, about $3,853 a month or $22.23 an hour. Statewide, the Florida median for this job is $49,330, so the metro pays 6% below the state.

What is the hourly pay for bookkeepers in Panama City-Panama City Beach, FL?

The median hourly wage for bookkeepers in Panama City-Panama City Beach, FL was $22.23 in the BLS survey. One in ten earned less than $16.60 an hour and one in ten earned more than $30.63.

How many bookkeepers work in Panama City-Panama City Beach, FL?

BLS estimated 760 jobs for bookkeepers in the metro in May 2025, or 8.4 of every 1,000 jobs. Its location quotient of 0.95 means the job is less concentrated here than in the country as a whole.

What is the pay range for bookkeepers in Panama City-Panama City Beach, FL?

BLS wage estimates for bookkeepers in Panama City-Panama City Beach, FL run from $34,530 at the 10th percentile to $39,520 at the 25th, $55,720 at the 75th, and $63,700 at the 90th. These are points in the wage distribution, not experience levels.

How much do bookkeepers take home after taxes in Panama City-Panama City Beach, FL?

On a median gross salary of $46,240, an estimated $39,334 lands in net take-home pay per year ($1,513 biweekly) for a single filer claiming the standard deduction in Florida in 2026. Total tax withholding equals $6,906 (an effective rate of 14.9%).

How much do bookkeepers make per month in Panama City-Panama City Beach, FL?

On the median annual salary of $46,240, gross monthly income is $3,853. After federal, FICA, and Florida state income taxes, estimated net take-home pay is $3,278 per month (or $1,513 every two weeks).

Is $46,240 a good salary in Panama City-Panama City Beach, FL?

At $46,240, the median salary for bookkeepers is 64.7% of the Panama City-Panama City Beach, FL median household income ($71,514). It is 3% above the $45,030 median for all jobs in the metro. The BEA regional price parity is 97.3, so prices here run 2.7% below the U.S. average.