Chattanooga, TN-GA metro area · BLS May 2025 · Updated

How much does a customer service representative make in Chattanooga, TN?

In the Chattanooga, TN-GA metropolitan area, customer service representatives earned a median of $45,030 a year ($21.65 an hour) in May 2025, according to the BLS Occupational Employment and Wage Statistics survey for the metro. BLS counted 5,120 of these jobs there. That is 4% below the $46,700 median for all jobs in the metro. The middle 80% earned between $31,180 and $59,060; these percentiles do not measure years of experience. Applying 2026 federal and Georgia tax rules to the median leaves an estimated $36,863 in take-home pay.

Customer service representative pay in Chattanooga, TN at a glance

Median salary

$45,030$21.65 per hour · $3,753 monthly · BLS May 2025
10th percentile$31,180$14.99/hr
25th percentile$37,450$18.01/hr
75th percentile$47,630$22.90/hr
90th percentile$59,060$28.40/hr
Jobs in this metro5,120Location quotient 1.14 (U.S. = 1.00)
Against all jobs here4% belowAll-jobs median $46,700
Against Georgia14% aboveStatewide median $39,630
Against the U.S.1% aboveNational median $44,770

Run the numbers on your own pay

Same U.S. tax tables as the rest of the site. Change the salary, state, or filing status.

Customer service representative salary in Chattanooga, TN after taxes

$45,030
$15,000$95,000
Filing status:
Gross salary breakdown$45,030
Net 82%
Fed 7%
GA 3%
FICA 8%
Annual take-home$36,863After all taxes
Monthly deposit$3,072Estimated per month
Biweekly paycheck$1,418Every 2 weeks (26/yr)
Effective tax rate18.1%Total tax burden
Federal income tax$3,224 / yr
Georgia state income tax$1,499 / yr
FICA (Social Security & Medicare)$3,445 / yr

Customer service representatives pay range in Chattanooga, TN, hourly and yearly

BLS May 2025 estimates for the Chattanooga, TN-GA metropolitan statistical area. Monthly and take-home figures are ours, computed from the annual wage.

What customer service representatives earned in the Chattanooga, TN-GA metro area, May 2025
PercentileHourlyMonthlyYearlyAfter tax a year (GA)
10th percentile$14.99/hr$2,598$31,180$26,426
25th percentile$18.01/hr$3,121$37,450$31,151
MedianMedian$21.65/hr$3,753$45,030$36,863
75th percentile$22.90/hr$3,969$47,630$38,822
90th percentile$28.40/hr$4,922$59,060$47,436

Is $45,030 a good salary in Chattanooga, TN?

It depends on what else people there earn and what things cost. Here is the median for customer service representatives next to both.

Median household income$72,161Census Bureau ACS
Local price level (U.S. = 100)91.58.5% below national average
One paycheck vs. a household62.4%of area median income

The same job statewide and nationally, and a calculator for your own paycheck.

Customer service representative pay in Chattanooga, TN: common questions

What is the median salary for customer service representatives in Chattanooga, TN-GA?

The BLS median annual wage for customer service representatives in the Chattanooga, TN-GA metro area was $45,030 in May 2025, about $3,753 a month or $21.65 an hour. Statewide, the Georgia median for this job is $39,630, so the metro pays 14% above the state.

What is the hourly pay for customer service representatives in Chattanooga, TN-GA?

The median hourly wage for customer service representatives in Chattanooga, TN-GA was $21.65 in the BLS survey. One in ten earned less than $14.99 an hour and one in ten earned more than $28.40.

How many customer service representatives work in Chattanooga, TN-GA?

BLS estimated 5,120 jobs for customer service representatives in the metro in May 2025, or 19.1 of every 1,000 jobs. Its location quotient of 1.14 means the job is more concentrated here than in the country as a whole.

What is the pay range for customer service representatives in Chattanooga, TN-GA?

BLS wage estimates for customer service representatives in Chattanooga, TN-GA run from $31,180 at the 10th percentile to $37,450 at the 25th, $47,630 at the 75th, and $59,060 at the 90th. These are points in the wage distribution, not experience levels.

How much do customer service representatives take home after taxes in Chattanooga, TN-GA?

On a median gross salary of $45,030, an estimated $36,863 lands in net take-home pay per year ($1,418 biweekly) for a single filer claiming the standard deduction in Georgia in 2026. Total tax withholding equals $8,167 (an effective rate of 18.1%).

How much do customer service representatives make per month in Chattanooga, TN-GA?

On the median annual salary of $45,030, gross monthly income is $3,753. After federal, FICA, and Georgia state income taxes, estimated net take-home pay is $3,072 per month (or $1,418 every two weeks).

Is $45,030 a good salary in Chattanooga, TN-GA?

At $45,030, the median salary for customer service representatives is 62.4% of the Chattanooga, TN-GA median household income ($72,161). It is 4% below the $46,700 median for all jobs in the metro. The BEA regional price parity is 91.5, so prices here run 8.5% below the U.S. average.