EN

Language

Search
CostAnswer

Explore

Language

MethodologyAbout

Owensboro, KY metro area · BLS May 2025 · Updated

How much does a customer service representative make in Owensboro, KY?

In the Owensboro, KY metropolitan area, customer service representatives earned a median of $45,260 a year ($21.76 an hour) in May 2025, according to the BLS Occupational Employment and Wage Statistics survey for the metro. BLS counted 920 of these jobs there. That is 1% above the $44,960 median for all jobs in the metro. The middle 80% earned between $29,330 and $58,700; these percentiles do not measure years of experience. Applying 2026 federal and Kentucky tax rules to the median leaves an estimated $37,080 in take-home pay.

Customer service representative pay in Owensboro, KY at a glance

Median salary

$45,260$21.76 per hour · $3,772 monthly · BLS May 2025
10th percentile$29,330$14.10/hr
25th percentile$35,870$17.24/hr
75th percentile$47,650$22.91/hr
90th percentile$58,700$28.22/hr
Jobs in this metro920Location quotient 1.12 (U.S. = 1.00)
Against all jobs here1% aboveAll-jobs median $44,960
Against Kentucky17% aboveStatewide median $38,700
Against the U.S.1% aboveNational median $44,770

Run the numbers on your own pay

Same U.S. tax tables as the rest of the site. Change the salary, state, or filing status.

Take-home payWhat $45,000 a year leaves after tax in KentuckyFederal tax, FICA and Kentucky withholding on that salary, with the other 49 states beside it.
By the hour$22 an hour is how much a yearWeekly, biweekly and monthly gross at 2,080 hours, plus time and a half.
HousingWhat a $45,000 salary buys at today's ratesPrice range, down payment and the monthly payment behind it, on current mortgage rates.
Local pricesWhat $45,000 is worth where you liveRent, groceries and the local price level against the national average.
Same stateEvery occupation Kentucky publishes a wage forThe biggest employers, the best paid, and what is distinctive about Kentucky.

Customer service representative salary in Owensboro, KY after taxes

$45,260
$15,000$95,000
Filing status:
Gross salary breakdown$45,260
Net 82%
Fed 7%
KY 3%
FICA 8%
Annual take-home$37,080After all taxes
Monthly deposit$3,090Estimated per month
Biweekly paycheck$1,426Every 2 weeks (26/yr)
Effective tax rate18.1%Total tax burden
Federal income tax$3,251 / yr
Kentucky state income tax$1,467 / yr
FICA (Social Security & Medicare)$3,462 / yr
Customize deductions in full Kentucky calculator

Customer service representatives pay range in Owensboro, KY, hourly and yearly

BLS May 2025 estimates for the Owensboro, KY metropolitan statistical area. Monthly and take-home figures are ours, computed from the annual wage.

What customer service representatives earned in the Owensboro, KY metro area, May 2025
PercentileHourlyMonthlyYearlyAfter tax a year (KY)
10th percentile$14.10/hr$2,444$29,330$24,838
25th percentile$17.24/hr$2,989$35,870$29,864
MedianMedian$21.76/hr$3,772$45,260$37,080
75th percentile$22.91/hr$3,971$47,650$38,917
90th percentile$28.22/hr$4,892$58,700$47,409

Is $45,260 a good salary in Owensboro, KY?

It depends on what else people there earn and what things cost. Here is the median for customer service representatives next to both.

Median household income$68,002Census Bureau ACS
Local price level (U.S. = 100)88.611.4% below national average
One paycheck vs. a household66.6%of area median income

The same job statewide and nationally, and a calculator for your own paycheck.

Compare markets

Customer service representatives pay in other Kentucky metros

Metros in the same state that are closest in size to Owensboro, KY. A statewide average can hide differences this large.

Customer service representative pay in Owensboro, KY: common questions

What is the median salary for customer service representatives in Owensboro, KY?

The BLS median annual wage for customer service representatives in the Owensboro, KY metro area was $45,260 in May 2025, about $3,772 a month or $21.76 an hour. Statewide, the Kentucky median for this job is $38,700, so the metro pays 17% above the state.

What is the hourly pay for customer service representatives in Owensboro, KY?

The median hourly wage for customer service representatives in Owensboro, KY was $21.76 in the BLS survey. One in ten earned less than $14.10 an hour and one in ten earned more than $28.22.

How many customer service representatives work in Owensboro, KY?

BLS estimated 920 jobs for customer service representatives in the metro in May 2025, or 18.6 of every 1,000 jobs. Its location quotient of 1.12 means the job is more concentrated here than in the country as a whole.

What is the pay range for customer service representatives in Owensboro, KY?

BLS wage estimates for customer service representatives in Owensboro, KY run from $29,330 at the 10th percentile to $35,870 at the 25th, $47,650 at the 75th, and $58,700 at the 90th. These are points in the wage distribution, not experience levels.

How much do customer service representatives take home after taxes in Owensboro, KY?

On a median gross salary of $45,260, an estimated $37,080 lands in net take-home pay per year ($1,426 biweekly) for a single filer claiming the standard deduction in Kentucky in 2026. Total tax withholding equals $8,180 (an effective rate of 18.1%).

How much do customer service representatives make per month in Owensboro, KY?

On the median annual salary of $45,260, gross monthly income is $3,772. After federal, FICA, and Kentucky state income taxes, estimated net take-home pay is $3,090 per month (or $1,426 every two weeks).

Is $45,260 a good salary in Owensboro, KY?

At $45,260, the median salary for customer service representatives is 66.6% of the Owensboro, KY median household income ($68,002). It is 1% above the $44,960 median for all jobs in the metro. The BEA regional price parity is 88.6, so prices here run 11.4% below the U.S. average.