Panama City-Panama City Beach, FL metro area · BLS May 2025 · Updated

How much does a customer service representative make in Panama City, FL?

In the Panama City-Panama City Beach, FL metropolitan area, customer service representatives earned a median of $36,900 a year ($17.74 an hour) in May 2025, according to the BLS Occupational Employment and Wage Statistics survey for the metro. BLS counted 1,180 of these jobs there. That is 18% below the $45,030 median for all jobs in the metro. The middle 80% earned between $29,210 and $53,550; these percentiles do not measure years of experience. Applying 2026 federal and Florida tax rules to the median leaves an estimated $31,829 in take-home pay.

Customer service representative pay in Panama City, FL at a glance

Median salary

$36,900$17.74 per hour · $3,075 monthly · BLS May 2025
10th percentile$29,210$14.04/hr
25th percentile$33,510$16.11/hr
75th percentile$43,850$21.08/hr
90th percentile$53,550$25.75/hr
Jobs in this metro1,180Location quotient 0.78 (U.S. = 1.00)
Against all jobs here18% belowAll-jobs median $45,030
Against Florida9% belowStatewide median $40,440
Against the U.S.18% belowNational median $44,770

Run the numbers on your own pay

Same U.S. tax tables as the rest of the site. Change the salary, state, or filing status.

Customer service representative salary in Panama City, FL after taxes

$36,900
$15,000$75,000
Filing status:
Gross salary breakdown$36,900
Net 86%
Fed 6%
FICA 8%
Annual take-home$31,829After all taxes
Monthly deposit$2,652Estimated per month
Biweekly paycheck$1,224Every 2 weeks (26/yr)
Effective tax rate13.7%Total tax burden
Federal income tax$2,248 / yr
Florida state income taxNo state wage tax$0
FICA (Social Security & Medicare)$2,823 / yr

Customer service representatives pay range in Panama City, FL, hourly and yearly

BLS May 2025 estimates for the Panama City-Panama City Beach, FL metropolitan statistical area. Monthly and take-home figures are ours, computed from the annual wage.

What customer service representatives earned in the Panama City-Panama City Beach, FL metro area, May 2025
PercentileHourlyMonthlyYearlyAfter tax a year (FL)
10th percentile$14.04/hr$2,434$29,210$25,650
25th percentile$16.11/hr$2,793$33,510$29,105
MedianMedian$17.74/hr$3,075$36,900$31,829
75th percentile$21.08/hr$3,654$43,850$37,413
90th percentile$25.75/hr$4,463$53,550$45,207

Is $36,900 a good salary in Panama City, FL?

It depends on what else people there earn and what things cost. Here is the median for customer service representatives next to both.

Median household income$71,514Census Bureau ACS
Local price level (U.S. = 100)97.32.7% below national average
One paycheck vs. a household51.6%of area median income

The same job statewide and nationally, and a calculator for your own paycheck.

Customer service representative pay in Panama City, FL: common questions

What is the median salary for customer service representatives in Panama City-Panama City Beach, FL?

The BLS median annual wage for customer service representatives in the Panama City-Panama City Beach, FL metro area was $36,900 in May 2025, about $3,075 a month or $17.74 an hour. Statewide, the Florida median for this job is $40,440, so the metro pays 9% below the state.

What is the hourly pay for customer service representatives in Panama City-Panama City Beach, FL?

The median hourly wage for customer service representatives in Panama City-Panama City Beach, FL was $17.74 in the BLS survey. One in ten earned less than $14.04 an hour and one in ten earned more than $25.75.

How many customer service representatives work in Panama City-Panama City Beach, FL?

BLS estimated 1,180 jobs for customer service representatives in the metro in May 2025, or 13.0 of every 1,000 jobs. Its location quotient of 0.78 means the job is less concentrated here than in the country as a whole.

What is the pay range for customer service representatives in Panama City-Panama City Beach, FL?

BLS wage estimates for customer service representatives in Panama City-Panama City Beach, FL run from $29,210 at the 10th percentile to $33,510 at the 25th, $43,850 at the 75th, and $53,550 at the 90th. These are points in the wage distribution, not experience levels.

How much do customer service representatives take home after taxes in Panama City-Panama City Beach, FL?

On a median gross salary of $36,900, an estimated $31,829 lands in net take-home pay per year ($1,224 biweekly) for a single filer claiming the standard deduction in Florida in 2026. Total tax withholding equals $5,071 (an effective rate of 13.7%).

How much do customer service representatives make per month in Panama City-Panama City Beach, FL?

On the median annual salary of $36,900, gross monthly income is $3,075. After federal, FICA, and Florida state income taxes, estimated net take-home pay is $2,652 per month (or $1,224 every two weeks).

Is $36,900 a good salary in Panama City-Panama City Beach, FL?

At $36,900, the median salary for customer service representatives is 51.6% of the Panama City-Panama City Beach, FL median household income ($71,514). It is 18% below the $45,030 median for all jobs in the metro. The BEA regional price parity is 97.3, so prices here run 2.7% below the U.S. average.