Panama City-Panama City Beach, FL metro area · BLS May 2025 · Updated

How much does an elementary school teacher make in Panama City, FL?

In the Panama City-Panama City Beach, FL metropolitan area, elementary school teachers earned a median of $58,640 a year in May 2025, according to the BLS Occupational Employment and Wage Statistics survey for the metro. BLS counted 820 of these jobs there. That is 30% above the $45,030 median for all jobs in the metro. The middle 80% earned between $47,420 and $74,150; these percentiles do not measure years of experience. Applying 2026 federal and Florida tax rules to the median leaves an estimated $49,297 in take-home pay.

Elementary school teacher pay in Panama City, FL at a glance

Median salary

$58,640$4,887 monthly · BLS May 2025
10th percentile$47,420—
25th percentile$47,550—
75th percentile$58,640—
90th percentile$74,150—
Jobs in this metro820Location quotient 1.02 (U.S. = 1.00)
Against all jobs here30% aboveAll-jobs median $45,030
Against Floridaabout the same asStatewide median $58,930
Against the U.S.8% belowNational median $63,970

Run the numbers on your own pay

Same U.S. tax tables as the rest of the site. Change the salary, state, or filing status.

Elementary school teacher salary in Panama City, FL after taxes

$58,640
$20,000$120,000
Filing status:
Gross salary breakdown$58,640
Net 84%
Fed 8%
FICA 8%
Annual take-home$49,297After all taxes
Monthly deposit$4,108Estimated per month
Biweekly paycheck$1,896Every 2 weeks (26/yr)
Effective tax rate15.9%Total tax burden
Federal income tax$4,857 / yr
Florida state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,486 / yr

Elementary school teachers pay range in Panama City, FL, hourly and yearly

BLS May 2025 estimates for the Panama City-Panama City Beach, FL metropolitan statistical area. Monthly and take-home figures are ours, computed from the annual wage.

What elementary school teachers earned in the Panama City-Panama City Beach, FL metro area, May 2025
PercentileHourlyMonthlyYearlyAfter tax a year (FL)
10th percentile—$3,952$47,420$40,282
25th percentile—$3,963$47,550$40,386
MedianMedian—$4,887$58,640$49,297
75th percentile—$4,887$58,640$49,297
90th percentile—$6,179$74,150$60,995

Is $58,640 a good salary in Panama City, FL?

It depends on what else people there earn and what things cost. Here is the median for elementary school teachers next to both.

Median household income$71,514Census Bureau ACS
Local price level (U.S. = 100)97.32.7% below national average
One paycheck vs. a household82%of area median income

The same job statewide and nationally, and a calculator for your own paycheck.

Elementary school teacher pay in Panama City, FL: common questions

What is the median salary for elementary school teachers in Panama City-Panama City Beach, FL?

The BLS median annual wage for elementary school teachers in the Panama City-Panama City Beach, FL metro area was $58,640 in May 2025, about $4,887 a month. Statewide, the Florida median for this job is $58,930, so the metro pays about the same as the state.

Is there an hourly rate for elementary school teachers in Panama City-Panama City Beach, FL?

BLS publishes pay for this job as an annual salary only, because the hours worked in a year vary too much to state a meaningful hourly rate.

How many elementary school teachers work in Panama City-Panama City Beach, FL?

BLS estimated 820 jobs for elementary school teachers in the metro in May 2025, or 9.1 of every 1,000 jobs. Its location quotient of 1.02 means the job is about as common here as in the country as a whole.

What is the pay range for elementary school teachers in Panama City-Panama City Beach, FL?

BLS wage estimates for elementary school teachers in Panama City-Panama City Beach, FL run from $47,420 at the 10th percentile to $47,550 at the 25th, $58,640 at the 75th, and $74,150 at the 90th. These are points in the wage distribution, not experience levels.

How much do elementary school teachers take home after taxes in Panama City-Panama City Beach, FL?

On a median gross salary of $58,640, an estimated $49,297 lands in net take-home pay per year ($1,896 biweekly) for a single filer claiming the standard deduction in Florida in 2026. Total tax withholding equals $9,343 (an effective rate of 15.9%).

How much do elementary school teachers make per month in Panama City-Panama City Beach, FL?

On the median annual salary of $58,640, gross monthly income is $4,887. After federal, FICA, and Florida state income taxes, estimated net take-home pay is $4,108 per month (or $1,896 every two weeks).

Is $58,640 a good salary in Panama City-Panama City Beach, FL?

At $58,640, the median salary for elementary school teachers is 82% of the Panama City-Panama City Beach, FL median household income ($71,514). It is 30% above the $45,030 median for all jobs in the metro. The BEA regional price parity is 97.3, so prices here run 2.7% below the U.S. average.