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St. Cloud, MN metro area · BLS May 2025 · Updated

How much does a software developer make in St. Cloud, MN?

In the St. Cloud, MN metropolitan area, software developers earned a median of $103,000 a year ($49.52 an hour) in May 2025, according to the BLS Occupational Employment and Wage Statistics survey for the metro. BLS counted 420 of these jobs there. That is 103% above the $50,840 median for all jobs in the metro. The middle 80% earned between $68,320 and $156,690; these percentiles do not measure years of experience. Applying 2026 federal and Minnesota tax rules to the median leaves an estimated $75,810 in take-home pay.

Software developer pay in St. Cloud, MN at a glance

Median salary

$103,000$49.52 per hour · $8,583 monthly · BLS May 2025
10th percentile$68,320$32.85/hr
25th percentile$83,450$40.12/hr
75th percentile$125,580$60.38/hr
90th percentile$156,690$75.33/hr
Jobs in this metro420Location quotient 0.37 (U.S. = 1.00)
Against all jobs here103% aboveAll-jobs median $50,840
Against Minnesota21% belowStatewide median $130,050
Against the U.S.24% belowNational median $135,980

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Same U.S. tax tables as the rest of the site. Change the salary, state, or filing status.

Take-home payWhat $103,000 a year leaves after tax in MinnesotaFederal tax, FICA and Minnesota withholding on that salary, with the other 49 states beside it.
By the hour$50 an hour is how much a yearWeekly, biweekly and monthly gross at 2,080 hours, plus time and a half.
HousingWhat a $103,000 salary buys at today's ratesPrice range, down payment and the monthly payment behind it, on current mortgage rates.
Local pricesWhat $103,000 is worth where you liveRent, groceries and the local price level against the national average.
Same stateEvery occupation Minnesota publishes a wage forThe biggest employers, the best paid, and what is distinctive about Minnesota.

Software developer salary in St. Cloud, MN after taxes

$103,000
$40,000$210,000
Filing status:
Gross salary breakdown$103,000
Net 74%
Fed 13%
MN 5%
FICA 8%
Annual take-home$75,810After all taxes
Monthly deposit$6,317Estimated per month
Biweekly paycheck$2,916Every 2 weeks (26/yr)
Effective tax rate26.4%Total tax burden
Federal income tax$13,830 / yr
Minnesota state income tax$5,481 / yr
FICA (Social Security & Medicare)$7,880 / yr
Customize deductions in full Minnesota calculator

Software developers pay range in St. Cloud, MN, hourly and yearly

BLS May 2025 estimates for the St. Cloud, MN metropolitan statistical area. Monthly and take-home figures are ours, computed from the annual wage.

What software developers earned in the St. Cloud, MN metro area, May 2025
PercentileHourlyMonthlyYearlyAfter tax a year (MN)
10th percentile$32.85/hr$5,693$68,320$53,771
25th percentile$40.12/hr$6,954$83,450$63,386
MedianMedian$49.52/hr$8,583$103,000$75,810
75th percentile$60.38/hr$10,465$125,580$90,075
90th percentile$75.33/hr$13,058$156,690$108,897

Is $103,000 a good salary in St. Cloud, MN?

It depends on what else people there earn and what things cost. Here is the median for software developers next to both.

Median household income$76,497Census Bureau ACS
Local price level (U.S. = 100)87.612.4% below national average
One paycheck vs. a household134.6%of area median income

The same job statewide and nationally, and a calculator for your own paycheck.

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Software developers pay in other Minnesota metros

Metros in the same state that are closest in size to St. Cloud, MN. A statewide average can hide differences this large.

Software developer pay in St. Cloud, MN: common questions

What is the median salary for software developers in St. Cloud, MN?

The BLS median annual wage for software developers in the St. Cloud, MN metro area was $103,000 in May 2025, about $8,583 a month or $49.52 an hour. Statewide, the Minnesota median for this job is $130,050, so the metro pays 21% below the state.

What is the hourly pay for software developers in St. Cloud, MN?

The median hourly wage for software developers in St. Cloud, MN was $49.52 in the BLS survey. One in ten earned less than $32.85 an hour and one in ten earned more than $75.33.

How many software developers work in St. Cloud, MN?

BLS estimated 420 jobs for software developers in the metro in May 2025, or 4.0 of every 1,000 jobs. Its location quotient of 0.37 means the job is less concentrated here than in the country as a whole.

What is the pay range for software developers in St. Cloud, MN?

BLS wage estimates for software developers in St. Cloud, MN run from $68,320 at the 10th percentile to $83,450 at the 25th, $125,580 at the 75th, and $156,690 at the 90th. These are points in the wage distribution, not experience levels.

How much do software developers take home after taxes in St. Cloud, MN?

On a median gross salary of $103,000, an estimated $75,810 lands in net take-home pay per year ($2,916 biweekly) for a single filer claiming the standard deduction in Minnesota in 2026. Total tax withholding equals $27,190 (an effective rate of 26.4%).

How much do software developers make per month in St. Cloud, MN?

On the median annual salary of $103,000, gross monthly income is $8,583. After federal, FICA, and Minnesota state income taxes, estimated net take-home pay is $6,317 per month (or $2,916 every two weeks).

Is $103,000 a good salary in St. Cloud, MN?

At $103,000, the median salary for software developers is 134.6% of the St. Cloud, MN median household income ($76,497). It is 103% above the $50,840 median for all jobs in the metro. The BEA regional price parity is 87.6, so prices here run 12.4% below the U.S. average.