Harmon County, OK at a glance
Median household income
$43,333$3,611 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Harmon County, OK?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Harmon County, OK? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Harmon County, OK, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $705 | $8,460 | $28,200 | 19.5% |
| 1-Bedroom Apartment | $732 | $8,784 | $29,280 | 20.3% |
| 2-Bedroom ApartmentBenchmark | $937 | $11,244 | $37,480 | 25.9% |
| 3-Bedroom Home | $1,123 | $13,476 | $44,920 | 31.1% |
| 4-Bedroom Home | $1,572 | $18,864 | $62,880 | 43.5% |
What a typical income covers in Harmon County, OK
The 50/30/20 rule applied to the local median of $43,333 a year ($3,611 a month before tax).
What $43,333 leaves after Oklahoma taxes
Federal income tax, Social Security, Medicare and Oklahoma tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Oklahoma
Living in Harmon County, OK: common questions
What is the median household income in Harmon County, OK?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Harmon County, OK is $43,333 per year (approximately $3,611 per month).
What is the average rent in Harmon County, OK?
The closest official figure is HUD's Fair Market Rent for 2026: $705 for a studio, $732 for one bedroom, $937 for two, $1,123 for three and $1,572 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Harmon County, OK expensive to live in?
Prices there run 12.2% below the U.S. average. BEA's regional price parity for Oklahoma is 87.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Harmon County, OK?
To keep a $937 two-bedroom under 30% of gross income, a household needs about $37,480 a year, or $3,123 a month. That is 86% of what the typical household in Harmon County, OK earns.
How much do you need to live comfortably in Harmon County, OK?
On the local median income of $43,333 ($3,611 a month before tax), the 50/30/20 rule leaves $1,806 a month for needs like rent, utilities and groceries, $1,083 for everything else and $722 for savings or debt. A two-bedroom at $937 takes 52% of the needs share.
How much is the electric bill in Harmon County, OK?
Homes in Oklahoma paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.