Oklahoma · HUD FY2026 Fair Market Rents · Updated

Rent in Harmon County, OK

HUD puts rent for a two-bedroom in Harmon County, OK at $937 a month for 2026, and a one-bedroom at $732. Keeping the two-bedroom under 30% of income takes $18.02 an hour full time, or $37,480 a year. The typical household there would spend 25.9% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $916 (down 2.2%).

Rent in Harmon County, OK at a glance

2-bedroom rent (HUD)

$937$11,244 a year · HUD fiscal year 2026From October 1, 2026: $916 (−2.2%)
Studio$705$14/hr needed
1 bedroom$732$14/hr needed
Wage a 2-bedroom takes$18.02an hour, 40 hours a week
3 bedrooms$1,123$22/hr needed

How much rent can you afford in Harmon County, OK?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$937Monthly market rent
Share of gross income25.9%Recommended max: 30%
Annual income needed$37,480To meet the 30% standard
Max affordable rent$1,083At 30% of $43,333
0%30% (Affordability standard)100%
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Rent in Harmon County, OK by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Harmon County, OK, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$705$8,460$28,200$13.56/hr
1 bedroom$732$8,784$29,280$14.08/hr
2 bedroomsMost searched$937$11,244$37,480$18.02/hr
3 bedrooms$1,123$13,476$44,920$21.60/hr
4 bedrooms$1,572$18,864$62,880$30.23/hr

Cost of living in Harmon County, OK: income, prices and a budget →

Rent in Harmon County, OK: common questions

How much is rent going down in Harmon County, OK in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $916 for a two-bedroom, down 2.2% from $937. A one-bedroom goes from $732 to $700, a studio from $705 to $696.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Harmon County, OK?

HUD's Fair Market Rent for 2026 is $732 for a one-bedroom and $937 for a two-bedroom, utilities included. That is $11,244 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Harmon County, OK?

To keep a $937 two-bedroom at 30% of gross pay, one full-time worker needs $18.02 an hour, or $37,480 a year. A one-bedroom at $732 takes $14.08 an hour.

How much is a 1, 2 or 3-bedroom apartment in Harmon County, OK?

At HUD's 2026 Fair Market Rent: studio $705, one bedroom $732, two $937, three $1,123 and four $1,572 a month.

Is rent affordable in Harmon County, OK?

For the typical household, earning $43,333 a year ($3,611 a month, Census ACS), a two-bedroom at $937 takes 25.9% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($937 × 12) ÷ 0.30 = $37,480. Divided by 2,080 working hours, that is $18.02 an hour.