Navajo County, AZ at a glance
Median household income
$54,606$4,551 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Navajo County, AZ?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Navajo County, AZ? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Navajo County, AZ, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $937 | $11,244 | $37,480 | 20.6% |
| 1-Bedroom Apartment | $1,026 | $12,312 | $41,040 | 22.5% |
| 2-Bedroom ApartmentBenchmark | $1,309 | $15,708 | $52,360 | 28.8% |
| 3-Bedroom Home | $1,622 | $19,464 | $64,880 | 35.6% |
| 4-Bedroom Home | $1,733 | $20,796 | $69,320 | 38.1% |
What a typical income covers in Navajo County, AZ
The 50/30/20 rule applied to the local median of $54,606 a year ($4,551 a month before tax).
What $54,606 leaves after Arizona taxes
Federal income tax, Social Security, Medicare and Arizona tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Arizona
Living in Navajo County, AZ: common questions
What is the median household income in Navajo County, AZ?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Navajo County, AZ is $54,606 per year (approximately $4,551 per month).
What is the average rent in Navajo County, AZ?
The closest official figure is HUD's Fair Market Rent for 2026: $937 for a studio, $1,026 for one bedroom, $1,309 for two, $1,622 for three and $1,733 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Navajo County, AZ expensive to live in?
Prices there run 0.7% above the U.S. average. BEA's regional price parity for Arizona is 100.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Navajo County, AZ?
To keep a $1,309 two-bedroom under 30% of gross income, a household needs about $52,360 a year, or $4,363 a month. That is 96% of what the typical household in Navajo County, AZ earns.
How much do you need to live comfortably in Navajo County, AZ?
On the local median income of $54,606 ($4,551 a month before tax), the 50/30/20 rule leaves $2,275 a month for needs like rent, utilities and groceries, $1,365 for everything else and $910 for savings or debt. A two-bedroom at $1,309 takes 58% of the needs share.
How much is the electric bill in Navajo County, AZ?
Homes in Arizona paid 15.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $137. Your bill depends mostly on heating and cooling.