Arizona · HUD FY2026 Fair Market Rents · Updated

Rent in Navajo County, AZ

HUD puts rent for a two-bedroom in Navajo County, AZ at $1,309 a month for 2026, and a one-bedroom at $1,026. Keeping the two-bedroom under 30% of income takes $25.17 an hour full time, or $52,360 a year. The typical household there would spend 28.8% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,264 (down 3.4%).

Rent in Navajo County, AZ at a glance

2-bedroom rent (HUD)

$1,309$15,708 a year · HUD fiscal year 2026From October 1, 2026: $1,264 (−3.4%)
Studio$937$18/hr needed
1 bedroom$1,026$20/hr needed
Wage a 2-bedroom takes$25.17an hour, 40 hours a week
3 bedrooms$1,622$31/hr needed

How much rent can you afford in Navajo County, AZ?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,309Monthly market rent
Share of gross income28.8%Recommended max: 30%
Annual income needed$52,360To meet the 30% standard
Max affordable rent$1,365At 30% of $54,606
0%30% (Affordability standard)100%
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Rent in Navajo County, AZ by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Navajo County, AZ, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$937$11,244$37,480$18.02/hr
1 bedroom$1,026$12,312$41,040$19.73/hr
2 bedroomsMost searched$1,309$15,708$52,360$25.17/hr
3 bedrooms$1,622$19,464$64,880$31.19/hr
4 bedrooms$1,733$20,796$69,320$33.33/hr

Cost of living in Navajo County, AZ: income, prices and a budget →

Rent in Navajo County, AZ: common questions

How much is rent going down in Navajo County, AZ in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,264 for a two-bedroom, down 3.4% from $1,309. A one-bedroom goes from $1,026 to $966, a studio from $937 to $892.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Navajo County, AZ?

HUD's Fair Market Rent for 2026 is $1,026 for a one-bedroom and $1,309 for a two-bedroom, utilities included. That is $15,708 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Navajo County, AZ?

To keep a $1,309 two-bedroom at 30% of gross pay, one full-time worker needs $25.17 an hour, or $52,360 a year. A one-bedroom at $1,026 takes $19.73 an hour.

How much is a 1, 2 or 3-bedroom apartment in Navajo County, AZ?

At HUD's 2026 Fair Market Rent: studio $937, one bedroom $1,026, two $1,309, three $1,622 and four $1,733 a month.

Is rent affordable in Navajo County, AZ?

For the typical household, earning $54,606 a year ($4,551 a month, Census ACS), a two-bedroom at $1,309 takes 28.8% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,309 × 12) ÷ 0.30 = $52,360. Divided by 2,080 working hours, that is $25.17 an hour.